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Bean Group
Offered at $285,000Active
beds
4
baths
2
sq ft
1,777
Built
2007

10 NE 20th Street

Cape Coral, FL 33909

About this home

Imagine owning a waterfront home in Cape Coral that begins generating rental income from day one. With a tenant in place through August 31, 2027, this four-bedroom, two-bath home offers an opportunity to purchase an income-producing property with an established lease already in place. Inside, 1,777 square feet of living space provides room for everyday living, working from home, and welcoming guests. Four bedrooms offer flexibility, while the two-car garage adds practical space for parking and storage. Outside, the waterfront setting invites you to picture quiet mornings by the water and evenings enjoying Southwest Florida’s warm weather. For buyers searching for a Cape Coral investment property, a tenant-occupied home, or waterfront real estate with rental income, this property brings those possibilities together. Add it to your investment portfolio today while considering its potential for your future. Schedule a showing and explore what waterfront ownership in Cape Coral could mean for you.

Listing last checked: Listing updated:

Listed by Rick Pitts · SellState Excelsior Realty · MLS #2026041972

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Carpet, Tile
Building4 property facts
Style
Single Family Residence
Year built
2007
Garage
2
Roof
Shingle
Land & utilities4 property facts
Lot size
0.23 acres
Water
Well
Sewer
Septic Tank
Waterfront
Y
Financial3 property facts
Annual taxes
$5,812
Assessment year
2023
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $285,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$1,925 / monthAdjust
Principal & interest
$1,441
Property tax
$484
Insurance
Not entered
HOA
$0

Listing annual taxes: $5,812. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sc

    $324,900 · Jun 15, 2026

  2. Lsd

    $1,900 · Apr 28, 2025

  3. Lsd

    $2,000 · Feb 23, 2024

  4. Lsd

    $2,490 · Sep 23, 2022

  5. Sld

    $389,000 · Sold $370,000 · Jul 11, 2022

  6. Sld

    $39,000 · Sold $35,000 · Feb 7, 2021

  7. Sld

    $199,000 · Sold $192,000 · May 2, 2019

  8. Sld

    $13,800 · Sold $12,900 · May 6, 2011

  9. Lsd

    $950 · Sold $950 · Feb 3, 2010

  10. Sld

    $134,000 · Sold $134,000 · Sep 26, 2004

  11. Sld

    $134,000 · Sold $134,000 · Sep 26, 2004

  12. Sld

    $55,000 · Sold $50,000 · Jul 22, 2004

More property insights

Comparable properties 3 supplied

Sold Jul 20, 2026

$275,000

622 NE 12th Street

Sold Jul 31, 2026

$289,000

122 NW 9th Terrace

Sold Aug 24, 2026

$275,000

1826 NE 17th Place

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Need help making sense of this home?

About 10 NE 20th Street

Can I request a private showing?

Request a tour of 10 NE 20th Street and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.