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Bean Group
Offered at $449,900Active
beds
3
baths
2
sq ft
1,576
Built
1978

102 SE 38th Terrace

Cape Coral, FL 33904

About this home

Here is a remarkable deal on a GULF ACCESS property in a great Cape Coral location. Situated on a wide canal with only one bridge to arrive at open water (roughly 20 min boat ride). This house is on a triple/oversized lot with dock and boat lift included in sale. The big items are done including newer roof, AC/air handler, impact windows, leaf guards on gutters, etc. Inside has a nice layout, well cared for and is in move in condition while providing opportunity to the buyer to do cosmetic updates as desired. Two car garage plus extra storage area with access from the outside This area has the potential to be turned into a 3rd stall garage fairly easily. Very nice large screened lanai with pool bath access, heated swimming pool and spa with Southern exposure. BONUS- Solar panels are paid off and average electric bill is only around $100 (buyer to verify). City water and sewer with all assessments paid as well. Make this your little slice of paradise today!!

Listing last checked: Listing updated:

Listed by Eric Cady · Shore Line Realty & Associates · MLS #2026038335

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Electric
Flooring
Tile
Building4 property facts
Style
Single Family Residence
Year built
1978
Garage
2
Roof
Shingle
Land & utilities4 property facts
Lot size
0.37 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$1,154
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $449,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,371 / monthAdjust
Principal & interest
$2,275
Property tax
$96
Insurance
Not entered
HOA
$0

Listing annual taxes: $1,154. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Comparable properties 3 supplied

Sold Sep 14, 2026

$425,000

3616 SW 1st Place

Sold Jul 31, 2026

$450,000

102 SE 42nd Street

Sold Jul 17, 2026

$475,000

250 SW 37th Terrace

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About 102 SE 38th Terrace

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