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Bean Group
Offered at $999,500Active
beds
3
baths
3
sq ft
3,725
Built
1983

1109 SW 44th Street

Cape Coral, FL 33914

About this home

Welcome to a waterfront sanctuary unlike any other—perched on the shores of Lake Finisterre, Cape Coral’s largest saltwater lake, offering breathtaking panoramic views and Gulf access for the ultimate Southwest Florida lifestyle! This spacious 3-bedroom, 2.5-bath home offers over 3,700 sq. ft. of indoor living, perfectly designed for those who crave water views, luxury, and functionality. Located in the highly desirable southwest, just minutes from Cape Harbour, this home offers an easy 20-minute boat ride to open water with just one bridge out—ideal for both casual cruisers and serious boaters. What truly sets this property apart are the incredible lake views that greet you from nearly every angle. Whether you’re sipping coffee in the breakfast nook, entertaining from the upstairs lounge, or unwinding poolside, the expansive water vistas and vibrant skies deliver unforgettable sunrises and sunsets daily. Step inside to find an open, elegant layout with a formal sitting room, a large dining area, and a gourmet kitchen with solid-surface counters and stainless-steel appliances—all oriented to maximize lakefront sightlines. The primary suite is a true retreat with French doors leading to the pool, dual vanities, a soaking tub, walk-in closets, and a private water closet. Upstairs, an enormous bonus room/lounge offers endless possibilities: currently used as an entertainment hub complete with bar and poker table, it also features elevated panoramic views of the lake that make it the perfect space for relaxing or hosting guests. Want more? This space could easily be converted into a show-stopping master suite. Outside, enjoy the new 2023 dock with a tiki hut, perfect for fishing, lounging, or launching into the Gulf. The home has also undergone major upgrades including: • New roof (2023) • Fully remodeled lower level with updated plumbing and electrical • New flooring throughout Whether you’re looking for a full-time residence, a vacation getaway, or an income property, this one-of-a-kind lakefront stunner delivers it all—with unmatched views, Gulf access, and prime location in one of Cape Coral’s most sought-after waterfront communities.

Listing last checked: Listing updated:

Listed by Jake Stoutenburgh, Lauren Stock · Royal Shell Real Estate, Inc. · MLS #2025014355

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Details at a glance

Interior3 property facts
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Tile
Building4 property facts
Style
Single Family Residence
Year built
1983
Garage
2
Roof
Tile
Land & utilities4 property facts
Lot size
0.2423 acres
Water
AssessmentPaid
Sewer
AssessmentPaid
Waterfront
Y
Financial3 property facts
Annual taxes
$14,700
Assessment year
2024
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $999,500 asking price. Adjust the assumptions to your situation.

Known monthly costs$6,279 / monthAdjust
Principal & interest
$5,054
Property tax
$1,225
Insurance
Not entered
HOA
$0

Listing annual taxes: $14,700. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $779,000 · Sold $780,000 · Aug 5, 2020

  2. Sld

    $679,000 · Sold $662,500 · Jan 25, 2018

  3. Sld

    $564,913 · Sold $572,000 · Jun 18, 2002

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About 1109 SW 44th Street

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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