Sold Jul 9, 2026
$620,000About this home
Amazing Gulf Access home NOT in a Flood Zone !! Enjoy waterfront living in this gorgeous 3-bedroom, 2-bathroom Gulf-access canal home with a 2-car garage! The beautiful eat-in kitchen features granite countertops, stainless steel appliances, and a breakfast bar. Tile flooring throughout the main living areas and laminate flooring in the bedrooms complete the interior. Formal dining area, Inviting living room with wall to wall pocket sliders that opens up to an expansive 45 x 21 enclosed lanai with a 10 x 37 under-roof area provides ample space for entertaining, outdoor dining, and relaxing in the portable spa. Boating enthusiasts will appreciate the covered 8,000-pound boat lift, composite dock, and captain’s walk. A separate concrete cantilever dock offers the perfect spot to unwind and enjoy evenings by the water. With plenty of room to add a pool, Lush well maintained lawn and sprinkler system. this incredible property is ready for you to create your own waterfront retreat! New Roof 2021, New Electrical Panel 2025 , Great extra features include a updated Mana bloc Plumbing system.
Listing last checked: Listing updated:
Listed by Kelly Snyder · Schooner Bay Realty, Inc. · MLS #2026041984
Request property information
Select a document to start a request. You can add others in the form. Availability varies.
Details at a glance
Interior3 property facts
- Heating
- Central, Electric
- Cooling
- Central Air, Ceiling Fan(s), Electric
- Flooring
- Laminate, Tile
Building4 property facts
- Style
- Single Family Residence
- Year built
- 1999
- Garage
- 2
- Roof
- Shingle
Land & utilities4 property facts
- Lot size
- 0.23 acres
- Water
- Public
- Sewer
- Public Sewer
- Waterfront
- Y
Financial3 property facts
- Annual taxes
- $3,791
- Assessment year
- 2024
- HOA fee
- $0 (billing period not supplied)
Location
Estimated monthly cost
Explore costs at the $599,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$3,345 / monthAdjust
- Principal & interest
- $3,029
- Property tax
- $316
- Insurance
- Not entered
- HOA
- $0
Listing annual taxes: $3,791. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.
Partial estimate: add insurance to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
Price and status timeline
- Ter
$679,900 · Oct 24, 2025
More property insights
Comparable properties 3 supplied
Sold Aug 7, 2026
$550,0002214 SE 19th Place
Sold Sep 8, 2026
$640,0002027 SE 21st Street
Explore more of Cape Coral
Continue your search in Cape Coral.
Need help making sense of this home?
About 1114 SE 21st Terrace
Can I request a private showing?
Request a tour of 1114 SE 21st Terrace and a Bean Group agent will help coordinate an available time with the listing side.
Can you help me evaluate this property?
Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.
Are property documents available?
Availability varies by property and source. Request the documents you need and we will help obtain what is available.