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Bean Group
Offered at $475,000Active
beds
3
baths
2
sq ft
1,692
Built
1988

1145 SW 21st Terrace

Cape Coral, FL 33991

About this home

Beautifully remodeled, modern golf course pool home in overlooking the 13th hole of Palmetto-Pine Country Club, a semi-private Arthur Hills–designed 18-hole championship course offering year-round public golf, affordable memberships, and full dining and social amenities. No renovations needed here, this home has already been beautifully updated and shows modern, and move-in ready. No rear neighbors behind you, so you have your peacefulness and privacy! This elevated property sits outside FEMA’s special flood zone (Zone X), providing peace of mind with no flooding and typically no flood insurance required by lenders. A huge oversized open-floor-plan living area flows seamlessly to the outdoors through 4 glass door sliders that pocket fully into the wall, maximizing natural light and panoramic pool and golf views. Beautiful new tile throughout the home, no carpet or mixed flooring. Step outside to your private oversized built-in pool, framed by premium picture-window screens and complemented by an expansive under-lanai area and full-length sun deck—perfect for year-round Florida living. Inside, the home offers nearly 1,700 sq. ft. of living area, and thanks to its thoughtfully designed open floor plan, it lives much larger than its size would suggest, featuring 3 bedrooms and 2 baths, including a convenient fully remodeled pool bath with walk-in shower, plus full hurricane protection with a mix of hurricane bifold shutters and newer impact window replacements.The new contemporary remodeled kitchen features beautiful fine cabinetry, extensive heavy drawer storage, premium appliances, stone backsplash, a long island bar for entertaining, and gorgeous stone counters and rustic block bar top. Fresh paint, no carpet, 12x24 modern tile throughout, high cathedral ceilings, recessed lighting, designer fans, and a double-door front entry with transom window elevate the home’s clean, modern feel. The rear dining area faced to the rear overlooks the pool and golf course for picture-perfect views. In the Master Bedroom, glass door sliders access the rear lanai and pool, the remodeled Master Bath has a beautiful walk-in shower and huge walk-in closet. Add’l highlights include a beautiful screened in cage with new “picture window” screening, a 3-year-old roof, 1 1/2 year old A/C System with 10 Yr warranty, 6 mo old Hot Water tank with warranty, Brand New Pool Pump with warranty, a 2-car garage, PLUS NO HOA, and near club’s low membership amenities—full-service dining, bar, social events, bocce, locker rooms, and Mulligans outdoor snack bar. A rare opportunity to enjoy resort-style living in a beautifully updated home with exceptional outdoor space and year-round golf just steps away. Please view the 3 D ZILLOW tour linked with Floor Plan. See flyer attached showing public and very affordable memberships. Golf course direct frontage pool homes in this prime SW Cape Coral area close to everything, are a very rare find at this price.

Listing last checked: Listing updated:

Listed by Penny Lehmann · Coldwell Banker Realty · MLS #2026018284

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Tile
Building4 property facts
Style
Single Family Residence
Year built
1988
Garage
2
Roof
Shingle
Land & utilities3 property facts
Lot size
0.23 acres
Water
Public
Sewer
AssessmentPaid
Financial3 property facts
Annual taxes
$6,857
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $475,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,973 / monthAdjust
Principal & interest
$2,402
Property tax
$571
Insurance
Not entered
HOA
$0

Listing annual taxes: $6,857. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Comparable properties 3 supplied

Sold Jul 20, 2026

$450,000

2244 SW 28th Street

Sold Sep 9, 2026

$470,000

2815 SW 25th Avenue

Sold Jul 17, 2026

$475,000

250 SW 37th Terrace

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