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Bean Group
Offered at $499,900Active
beds
2
baths
2
sq ft
1,573
Built
1968

1211 SE 21st Street

Cape Coral, FL 33990

About this home

Live the Waterfront Lifestyle – or Let It Pay for Itself! Welcome to 1211 SE 21st Terrace in Cape Coral, a fully furnished, turnkey Gulf-access home that offers the perfect blend of personal retreat and proven income-producing opportunity, AND NO FLOOD INSURANCE REQUIRED! Situated on a wide canal with quick Gulf access, this 2-bedroom + den, 2-bath home is designed for effortless indoor-outdoor living. The open floor plan flows seamlessly into a spacious outdoor area featuring a private pool, spa, and covered lanai—ideal for entertaining, relaxing, or hosting guests year-round. Large sliding glass doors open from the main living areas directly to the pool deck, creating that indoor-outdoor feel you expect in Southwest Florida. The home is finished with tile and laminate throughout, a well-appointed kitchen, and a layout that comfortably accommodates both everyday living and short-term guests. Step outside to your private boat dock, where you can be on open water in minutes. Whether it’s boating, fishing, or sunset cruises, this location delivers the true Florida waterfront lifestyle. For investors, this property has a strong track record as a successful short-term rental and is being sold fully furnished, making it ready to generate income from day one. No setup, no delays, just immediate opportunity. Whether you’re looking for a personal escape, a seasonal home, or a high-demand rental property, this home checks every box.

Listing last checked: Listing updated:

Listed by Danielle St. Onge · Coldwell Banker Realty · MLS #2026017542

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Details at a glance

Interior3 property facts
Heating
Central, Electric
Cooling
Central Air, Electric
Flooring
Laminate, Tile
Building4 property facts
Style
Single Family Residence
Year built
1968
Garage
1
Roof
Shingle
Land & utilities4 property facts
Lot size
0.266 acres
Water
AssessmentPaid
Sewer
AssessmentPaid
Waterfront
Y
Financial3 property facts
Annual taxes
$7,790
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $499,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$3,177 / monthAdjust
Principal & interest
$2,528
Property tax
$649
Insurance
Not entered
HOA
$0

Listing annual taxes: $7,790. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $539,000 · Sold $520,000 · Mar 9, 2024

  2. Sld

    $575,000 · Sold $540,000 · Dec 29, 2021

  3. Sld

    $154,900 · Sold $154,900 · Jan 29, 2010

  4. Sld

    $184,900 · Sold $185,000 · Dec 31, 2001

More property insights

Comparable properties 3 supplied

Sold Sep 1, 2026

$535,000

1150 Vesper Drive

Sold Jul 8, 2026

$487,500

10921 Shirley Lane

Sold Jul 10, 2026

$499,000

13856 Lazy Lane

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About 1211 SE 21st Street

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Request a tour of 1211 SE 21st Street and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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