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Bean Group
Offered at $850,000Active
beds
3
baths
2
sq ft
1,927
Built
1987

1229 SW 21st Terrace

Cape Coral, FL 33991

About this home

Your guests will never want to leave. And that is exactly the point. This one-of-a-kind Cape Coral estate sits directly on the Palmetto Pines 18-hole championship golf course, with stunning fairway views and zero membership fees, zero HOA dues, and zero flood insurance required. Own the lifestyle without the carrying costs. At the heart of the home sits something that does not exist anywhere else in this market: a full indoor pool and spa wrapped inside a glass solarium gallery with 26 sliding doors and 36 skylights overhead. Rain or shine, midnight or noon, the party never has to stop. Every bedroom opens directly into the solarium. The paver porch spills out onto the golf course. This home was built to entertain at a level most properties simply cannot match. The double gourmet kitchen backs it all up two ovens, two sinks, two microwaves, and a Jenn-Air grill and griddle center island built for serious hosting. Recent updates throughout. Proven Airbnb income history on file. 3,089 sq ft under air. No HOA. No flood insurance. Golf course frontage with no membership required. There is nothing else like this in Southwest Florida. Proven STR Income · Indoor Pool & Spa · Golf Course Views · No Membership Fees · No HOA · No Flood Insurance

Listing last checked: Listing updated:

Listed by Kevin Amoroso · Premier Sotheby's Int'l Realty · MLS #2026028556

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Details at a glance

Interior3 property facts
Heating
Central, Electric, Other
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Tile
Building4 property facts
Style
Single Family Residence
Year built
1987
Garage
3
Roof
Shingle
Land & utilities3 property facts
Lot size
0.23 acres
Water
Public
Sewer
Public Sewer
Financial3 property facts
Annual taxes
$7,523
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $850,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$4,925 / monthAdjust
Principal & interest
$4,298
Property tax
$627
Insurance
Not entered
HOA
$0

Listing annual taxes: $7,523. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Comparable properties 3 supplied

Sold Jun 12, 2026

$886,000

2610 SW 46th Terrace

Sold Jul 24, 2026

$910,000

1716 SW 50th Terrace

Sold Jun 29, 2026

$775,000

5218 Stratford Court

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About 1229 SW 21st Terrace

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