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Bean Group
Offered at $525,000Active
beds
4
baths
3
sq ft
2,196
Built
1992

1302 SE 12th Terrace

Cape Coral, FL 33990

About this home

An incredible price for this GULF-ACCESS (10-15 minutes to open water) POOL HOME with HIGH ELEVATION and SOUTHERN REAR EXPOSURE! Only ONE BRIDGE (11'3" at high tide) to go under to get out. Enjoy a quiet neighborhood while still being centrally located in Cape Coral, just minutes to shopping, restaurants, and everything you need for life in SW Florida! CENTRAL UTILITIES ARE IN AND ASSESSMENTS ARE PAID! The split-bedroom floorplan offers high ceilings and solid-surface flooring (no carpet). The elevated screened-in pool deck offers expansive views of the wide Gulf-access canal, and the waterfront outdoor living spaces are completed by a large concrete cantilever dock PLUS a wide composite dock, perfect for enjoying the SW Florida waterfront lifestyle and allowing plenty of room to bring your boat! The Gulf-access market is heating up, so schedule a tour today before it's gone!

Listing last checked: Listing updated:

Listed by Dustin Guthrie · Schooner Bay Realty, Inc. · MLS #2026036344

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Details at a glance

Interior3 property facts
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Laminate, Tile
Building4 property facts
Style
Single Family Residence
Year built
1992
Garage
2
Roof
Metal, Tile
Land & utilities4 property facts
Lot size
0.23 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$4,340
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $525,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$3,016 / monthAdjust
Principal & interest
$2,655
Property tax
$362
Insurance
Not entered
HOA
$0

Listing annual taxes: $4,340. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $135,000 · Sold $135,000 · Sep 6, 2008

  2. Sld

    $30,000 · Sold $27,500 · May 27, 2003

More property insights

Comparable properties 3 supplied

Sold Jun 26, 2026

$475,000

3613 SE 3rd Place

Sold Aug 4, 2026

$475,000

240 SW 37th Lane

Sold Aug 27, 2026

$475,000

1807 SW 48th Lane

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About 1302 SE 12th Terrace

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