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Bean Group
Offered at $575,000Active
beds
3
baths
2
sq ft
1,767
Built
1985

1334 SE 12th Terrace

Cape Coral, FL 33990

About this home

Embrace the Florida boating lifestyle in this well-maintained 3-bedroom, 2-bath Gulf-access pool home in desirable southeast Cape Coral. Offering nearly 1,800 square feet of living space in a non-flood zone, this home combines comfortable everyday living with exceptional waterfront amenities and a versatile layout. Inside, you’ll find a true split-bedroom floor plan, with the spacious owner’s suite privately positioned away from the guest bedrooms. The home features separate living and dining rooms, two living areas, spacious bedrooms and bathrooms, walk-in closets, abundant storage, and durable vinyl flooring throughout. The pass-through kitchen opens to the screened outdoor living area and includes a convenient serving window to the lanai—perfect for poolside entertaining and family gatherings. Large sliders provide an inviting connection to the pool and waterfront views. A pool bath adds comfort and convenience for guests. Boaters will appreciate the Gulf-access canal, 10,000-pound boat lift, captain’s walk with composite decking, dockside water and electric, canopy framing, and an additional concrete dock area with a davit boat lift. With multiple options for boats and watercraft, this property is designed for enjoying Southwest Florida’s boating and fishing lifestyle—and it’s just minutes from the river. Additional highlights include a bonus room behind the garage with exterior access, ideal for storage, crafts, hobbies, pets, or a workshop. Whether used as a full-time residence, seasonal retreat, or Gulf-access investment property, this unique Cape Coral home offers space, privacy, convenience, and waterfront enjoyment right in your backyard. Don’t miss this rare opportunity—schedule your showing today!

Listing last checked: Listing updated:

Listed by Jimi Walton, Daphne Zeh · Schooner Bay Realty, Inc. · MLS #2026034307

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Details at a glance

Interior3 property facts
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Vinyl
Building4 property facts
Style
Single Family Residence
Year built
1985
Garage
2
Roof
Shingle
Land & utilities4 property facts
Lot size
0.23 acres
Water
AssessmentPaid
Sewer
Public Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$3,252
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $575,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$3,179 / monthAdjust
Principal & interest
$2,908
Property tax
$271
Insurance
Not entered
HOA
$0

Listing annual taxes: $3,252. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Comparable properties 3 supplied

Sold Aug 14, 2026

$575,000

2204 SE 15th Terrace

Sold Jul 31, 2026

$535,000

1141 SE 28th Terrace

Sold May 22, 2026

$571,000

2903 SE 10th Avenue

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