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Bean Group
Offered at $654,900Active
beds
3
baths
2
sq ft
2,020
Built
2002

1413 SE 36th Terrace

Cape Coral, FL 33904

About this home

$15,000 SELLER CREDIT! GULF ACCESS POOL HOME WITH 16,000-LB BOAT LIFT AND JUST 15 MINUTES TO OPEN WATER! Experience the Southwest Florida boating lifestyle in this beautifully maintained, one-owner, 3-bedroom plus den, 2-bath pool home offering over 2,000 square feet in a prime Cape Coral location. Seller is offering up to $15,000 toward eligible buyer closing costs, prepaid expenses, or mortgage interest rate buydowns, subject to lender approval, loan program guidelines, and contract terms. A boater's paradise featuring Gulf access, a 16,000-lb boat lift, and a spacious wraparound captain's dock with updated decking. Portions of the decking have been replaced and repainted, with additional minor repairs scheduled. Enjoy boating, fishing, and waterfront living just minutes from open water! Inside, soaring 11.6-foot ceilings, crown molding, and an open great room create a bright, inviting atmosphere. Dual sliding glass doors connect the living area to the screened pool, perfect for indoor-outdoor entertaining. An exquisite custom granite wet bar features a wine refrigerator, mini refrigerator, and overhead glass rack. The kitchen offers stainless steel appliances, a large granite island seating four, and a matching custom granite dining table for four. The primary suite features a tray ceiling with LED rope lighting, while the primary bath includes dual sinks, rich wood cabinetry, and granite countertops. Custom woodwork and decorative entry trim add warmth and character throughout. French doors open to a versatile den, home office, or potential fourth bedroom. Built in 2002 and lovingly maintained by its original owners, this home features a heavy-duty architectural shingle roof (2022) installed with 1¾-inch nails, upgraded energy-efficient 4-ton A/C (2017) with a two-stage low-voltage motor, water heater (2021), exterior paint (2023), and two oversized 64-inch, eight-blade great room fans. Recent improvements include fresh interior paint throughout, professionally cleaned floors, baseboards, and carpeting, refreshed cabinetry, and a freshly repainted garage. The oversized two-car garage measures approximately 26 feet deep, ideal for pickup trucks and additional storage. According to the seller, the home has never experienced storm-related water damage. Located in the X-500 flood zone, with seller-reported transferable flood insurance of approximately $900 annually, subject to verification and insurer approval. Ideally situated between Cape Coral's two bridges for convenient access to Fort Myers and approximately five minutes from downtown Cape Coral's restaurants, shopping, nightlife, and entertainment. Schools, hospitals, and everyday conveniences are nearby. Perfect as a full-time waterfront residence, seasonal Florida getaway, or potential investment rental. **Enjoy Gulf access, exceptional boating amenities, valuable upgrades, and a $15,000 seller credit! Schedule your private showing today!**

Listing last checked: Listing updated:

Listed by Chad Damitz, Lorri Abate · Anchorpoint Real Estate, LLC · MLS #2026032450

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Electric
Flooring
Carpet, Tile
Building4 property facts
Style
Single Family Residence
Year built
2002
Garage
2
Roof
Shingle
Land & utilities4 property facts
Lot size
0.266 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$4,336
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $654,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$3,673 / monthAdjust
Principal & interest
$3,312
Property tax
$361
Insurance
Not entered
HOA
$0

Listing annual taxes: $4,336. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Comparable properties 3 supplied

Sold Aug 20, 2026

$675,000

920 E Archer Parkway

Sold Aug 21, 2026

$600,000

241 SE 29Th Terrace

Sold Sep 30, 2026

$650,000

1504 Lily Pond Court

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About 1413 SE 36th Terrace

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