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Bean Group
Offered at $625,000Active
beds
4
baths
3
sq ft
2,137
Built
2016

1426 SW 12th Terrace

Cape Coral, FL 33991

About this home

Beautiful canal views, southern sunshine, and a poolside setting made for entertaining—welcome to waterfront living in Southwest Cape Coral. Built in 2016 and meticulously maintained by its original owner, this home offers 4 bedrooms, 3 full bathrooms, and 2,137 square feet of thoughtfully designed living space. Located in Flood Zone X, the home has never flooded, has no HOA, and comes with fully paid water, sewer, and irrigation assessments. Grand double entry doors welcome you into a spacious great room featuring volume and tray ceilings, abundant natural light, and inviting views of the pool and freshwater canal. Tuscan-inspired finishes bring warmth and character throughout, while the open living and dining areas create a comfortable flow for everyday living and entertaining. The large, updated kitchen keeps everyone connected with generous cabinetry, ample preparation space, and a breakfast bar for casual dining. The split-bedroom layout provides privacy for the primary suite, where peaceful water views complement an en-suite bathroom with dual vanities, a jetted soaking tub, and a separate walk-in shower. All four bedrooms feature large walk-in closets, and each of the three spacious full bathrooms showcases high-end finishes. Storage is plentiful throughout, including shelving in the attached two-car garage, while the dedicated laundry room includes a convenient utility sink. Outside, the screened pool and expansive paver patio offer room to lounge in the sunshine, dine outdoors, and host friends with the canal as your backdrop. Southern rear exposure enhances the poolside setting, while the seawall and oversized composite dock create another place to relax and enjoy the water. Spend your days fishing, kayaking, paddleboarding, or exploring the freshwater canals by boat—all from your own backyard. Careful maintenance and updates include a 2023 A/C system, all-new roof ridge caps, and a water heater approximately three years old. Additional features include impact-resistant windows and doors, manual storm shutters, and automatic irrigation. Conveniently located near shopping, dining, and everyday essentials, this beautifully cared-for home brings together generous indoor space, inviting outdoor living, and the waterfront lifestyle that makes Southwest Florida so special. Schedule your private showing and experience it for yourself. 1 Photo in this listing has been virtually staged, It’s marked on the photo.

Listing last checked: Listing updated:

Listed by Noah Stone · Epique Realty Inc. · MLS #2026043541

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Carpet, Laminate, Tile
Building4 property facts
Style
Single Family Residence
Year built
2016
Garage
2
Roof
Shingle
Land & utilities4 property facts
Lot size
0.229 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$5,645
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $625,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$3,631 / monthAdjust
Principal & interest
$3,160
Property tax
$470
Insurance
Not entered
HOA
$0

Listing annual taxes: $5,645. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Ter

    $629,999 · Jan 6, 2026

  2. Sld

    $695,000 · Sold $695,000 · Jan 5, 2023

  3. Sld

    $359,900 · Sold $358,950 · Feb 3, 2019

  4. Sld

    $373,900 · Sold $361,000 · Aug 10, 2016

  5. Sld

    $16,500 · Sold $14,500 · Jan 17, 2016

  6. Sld

    $36,000 · Sold $33,500 · Jan 13, 2004

More property insights

Comparable properties 3 supplied

Sold Aug 4, 2026

$615,000

812 SW 14th Avenue

Sold Aug 21, 2026

$590,000

819 SW 16th Terrace

Sold Jul 17, 2026

$609,000

741 SW 7th Terrace

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About 1426 SW 12th Terrace

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Request a tour of 1426 SW 12th Terrace and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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