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Bean Group
Offered at $390,000Active
beds
3
baths
3
sq ft
2,189
Built
1980

1631 SE 20th Street

Cape Coral, FL 33990

About this home

LOCATION, LOCATION, LOCATION! Welcome to this versatile centrally located 3-bedroom+Den, 3-bath pool home offering nearly 2,200 square feet of living space in one of Cape Coral's most convenient locations. Just minutes from Veterans Parkway and the Midpoint Bridge, you'll enjoy quick access to Fort Myers while being surrounded by everyday conveniences including Publix, Aldi, Starbucks, Walmart, HomeGoods, Ulta, LA Fitness, a movie theater, bowling, restaurants, shopping and so much more. Designed with flexibility in mind, this home features a unique private suite that separates two bedrooms and a spacious full bathroom with dual vanities from the main living area, complete with its own private entrance. Whether you're accommodating extended family, welcoming long-term guests, creating a private home office, or simply looking for additional privacy, this versatile space offers endless possibilities. Prefer a more traditional layout? The seller is willing to reopen the connecting wall at the seller's expense, seamlessly incorporating the suite back into the main living area prior to closing. Step outside and discover your own tropical backyard retreat. The meticulously manicured landscape is complemented by mature palms creating a natural privacy wall, vibrant flowers, fresh herbs, and producing mango trees that yield approximately 200 mangoes each season. Relax by the pool, enjoy your favorite movie on the lanai's projection screen, or unwind under the custom outdoor lighting that creates the perfect Florida evening atmosphere. Recent updates provide peace of mind, including a BRAND NEW pool cage/lanai enclosure, 2023 roof, 2023 A/C, 2025 pool pump, fresh interior and exterior paint, and a new impact-resistant window in the primary bedroom. Whether you're searching for a full-time residence, seasonal retreat, or home with flexible living arrangements, this exceptional property offers the perfect combination of location, functionality, and Florida lifestyle. Schedule your private showing today and experience everything this Cape Coral gem has to offer. **Remember** the new property tax reduction requirements call for homeowners to be a resident by December 31st 2026!

Listing last checked: Listing updated:

Listed by Nelson Rua, George Nomikos · John R. Wood Properties · MLS #2026031101

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Electric
Flooring
Laminate, Tile, Vinyl
Building4 property facts
Style
Single Family Residence
Year built
1980
Garage
2
Roof
Shingle
Land & utilities3 property facts
Lot size
0.244 acres
Water
AssessmentPaid
Sewer
AssessmentPaid
Financial3 property facts
Annual taxes
$7,056
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $390,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,560 / monthAdjust
Principal & interest
$1,972
Property tax
$588
Insurance
Not entered
HOA
$0

Listing annual taxes: $7,056. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $299,500 · Sold $300,000 · Jan 13, 2017

  2. Sld

    $169,000 · Sold $156,000 · Feb 12, 2016

  3. Sld

    $169,000 · Sold $165,000 · May 30, 2007

  4. Sld

    $178,900 · Sold $172,000 · Jan 16, 2004

More property insights

Comparable properties 3 supplied

Sold Jul 14, 2026

$425,000

1903 SE 10th Avenue

Sold Jul 24, 2026

$399,000

628 SE 21st Lane

Sold Aug 31, 2026

$355,000

432 SE 17th Street

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About 1631 SE 20th Street

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Request a tour of 1631 SE 20th Street and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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