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Bean Group
Offered at $999,900Active
beds
3
baths
3
sq ft
2,670
Built
2003

1932 SE 21st Street

Cape Coral, FL 33990

About this home

From the moment you enter through the gated courtyard, breathtaking intersecting canal views steal the show at this exceptional GULF-ACCESS waterfront home! Welcome to your slice of paradise in Cape Coral's desirable Four Mile Cove SE Enclave. Framed by pristine landscaping, stately concrete columns and timeless Mediterranean architecture, this custom-built Arthur Rutenberg Manchester home blends coastal living with thoughtful design. Set on an oversized 0.34-acre, three-lot property with 120 feet of seawall and an estimated 19-minute boat ride to open water, this is Gulf-access Florida living at its finest! Inside, discover 2,670 square feet of beautifully designed living space and 3,354 square feet in total, with sweeping canal views from the main living areas, open kitchen and primary suite. The split-bedroom floor plan offers 3 bedrooms plus a den, 2 full baths and a half bath. Eight-foot doors, crown molding, leaded-glass entry doors with Baldwin hardware and upgraded wood shelving in every closet add custom charm. The open kitchen features a Miele dishwasher with water-softening feature and a newer microwave. The primary suite offers dual walk-in closets, an ensuite bath and sliders to the lanai. And let's talk about outdoor living! An extraordinary 62-foot picture-window lanai screen puts those panoramic water views on full display. Imagine slow mornings with coffee by the water, sunny afternoons beside the resurfaced pool (2023) and spa with 12-panel solar pool heating (2023), and evenings entertaining around the outdoor kitchen with sink, propane grill, refrigerator and TV. A newer variable-speed pool pump adds efficiency. Sliders from the living room, family room and primary suite connect indoors and out, while motorized shades on all lanai doors add comfort at the touch of a button. Love being on the water? Your private setup includes premium WearDeck dock decking, a full captain's walk, 7,000-pound boat lift and protective canopy. There's even a separate dockside sitting area, perfect for sunset drinks or watching boats cruise by. Head out to explore Southwest Florida's waterways, then return to your peaceful waterfront retreat. The three-car garage features polyaspartic flooring, built-in shelving, insulated doors and an electrical transfer switch for generator hookup. A 2023 flat tile roof and gutters, 2019 HVAC, 2025 water heater with recirculation, Rain Bird digital irrigation and full hurricane protection add everyday comfort and ease. With no HOA fees, breathtaking canal views and boating adventures right outside your door, this home also includes a one-year home warranty for added peace of mind as you settle into your new slice of paradise. All that's left to do is soak up the sunshine and start living the coastal dream!

Listing last checked: Listing updated:

Listed by Katelyn Sherman · Palm Paradise Realty Group · MLS #2026043584

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Details at a glance

Interior4 property facts
Rooms
4
Heating
Central, Electric
Cooling
Central Air, Electric
Flooring
Carpet, Tile
Building4 property facts
Style
Single Family Residence
Year built
2003
Garage
3
Roof
Tile
Land & utilities4 property facts
Lot size
0.344 acres
Water
AssessmentPaid
Sewer
AssessmentPaid
Waterfront
Y
Financial3 property facts
Annual taxes
$6,733
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $999,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$5,617 / monthAdjust
Principal & interest
$5,056
Property tax
$561
Insurance
Not entered
HOA
$0

Listing annual taxes: $6,733. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Comparable properties 3 supplied

Sold Sep 30, 2026

$965,000

3230 SW 3rd Lane

Sold Aug 25, 2026

$1,085,000

3703 SW 2nd Lane

Sold Sep 1, 2026

$1,060,000

12380 Villagio Way

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About 1932 SE 21st Street

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