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Bean Group
Offered at $395,000Active
beds
3
baths
2
sq ft
1,624
Built
1988

242 SW 45th Terrace

Cape Coral, FL 33914

About this home

Southwest Cape Coral pool home with desirable southern exposure! This 3-bedroom, 2-bath residence offers over 1,600 square feet of living space and the peace of mind that comes with the major improvements already completed. Recent updates include a new roof (2020), complete HVAC system (2020) with all new ductwork, new water heater (2026), brand-new impact windows and doors (2026), and PEX plumbing throughout. These significant improvements allow the next owner to focus on making the home their own. Enjoy Florida living in the heated pool with sought-after southern exposure, providing sunshine on the pool throughout the day. The circular driveway offers ample parking and enhances the home's curb appeal. Located in desirable Southwest Cape Coral, you're just minutes from Cape Harbour, Tarpon Point, waterfront dining, shopping, parks, and entertainment. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this well-maintained home offers solid value, major mechanical updates, and endless potential in one of Cape Coral's most desirable locations.

Listing last checked: Listing updated:

Listed by Matthew Bonson · Century 21 Selling Paradise · MLS #2026031380

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Electric
Flooring
Tile
Building4 property facts
Style
Single Family Residence
Year built
1988
Garage
2
Roof
Shingle
Land & utilities3 property facts
Lot size
0.23 acres
Water
Public
Sewer
Public Sewer
Financial3 property facts
Annual taxes
$3,165
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $395,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,261 / monthAdjust
Principal & interest
$1,997
Property tax
$264
Insurance
Not entered
HOA
$0

Listing annual taxes: $3,165. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $159,900 · Sold $150,000 · Nov 20, 2012

  2. Sld

    $115,000 · Sold $115,000 · Sep 24, 2011

More property insights

Comparable properties 3 supplied

Sold Jun 11, 2026

$430,000

4327 SW 2nd Avenue

Sold Sep 30, 2026

$380,000

4305 SW 1st Avenue

Sold Jun 15, 2026

$375,000

207 SE 43rd Lane

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About 242 SW 45th Terrace

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Request a tour of 242 SW 45th Terrace and a Bean Group agent will help coordinate an available time with the listing side.

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