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Bean Group
Offered at $750,000Active
beds
4
baths
4
sq ft
3,982
Built
1988

313 SE 6th Street

Cape Coral, FL 33990

Upcoming open house

Sun, Oct 11 · 1:00 PM–3:00 PM

Arrive prepared. Get the October 2026 Cape Coral Bean Group Buyer’s Guide before you tour.

About this home

This waterfront property in Cape Coral is situated on a highly desirable triple lot on Lake Saratoga, part of the city’s network of seven interconnected freshwater lakes. Positioned entirely within Flood Zone X, the home requires no flood insurance and experienced zero flooding from past storms. Buyers will benefit from low-cost insurance options, supported by a recent wind mitigation report that is available upon request. Additionally, all city water and sewer assessments have been paid in full, and the property has no Homeowners Association (HOA) fees or neighborhood restrictions. The exterior is uniquely equipped to maximize the stunning lakefront location. A standout feature is the convenient, gently sloped private boat ramp located directly on the lot, allowing for the easy launch of kayaks, canoes, paddleboards, and small watercraft straight into miles of navigable freshwater. The waterfront infrastructure also includes an exceptionally long wooden dock complete with a Tiki Hut, offering a shaded space for daytime relaxation and outdoor entertaining. Because the property boasts panoramic, unobstructed views of the lake, the dock serves as an ideal vantage point for watching spectacular daily sunrises and sunsets over the water. Inside, the home offers a functional and open floor plan designed to capture abundant natural light and direct water views. For buyers interested in multi-generational living or increasing the home's footprint, architectural plans are already available to add a mother-in-law suite or second primary suite. This proposed addition provides an excellent opportunity to customize the property to comfortably accommodate extended family, long-term guests, or additional rental capacity. From an investment standpoint, this property serves as a perfect rental opportunity. With absolutely no HOA and zero rental restrictions, the home can be fully utilized as a short-term vacation rental or a standard annual lease. The powerful combination of a sprawling triple lot, direct water access, and significant expansion potential makes this a highly versatile and valuable asset. Located in an established, quiet residential neighborhood, the property remains peacefully secluded while offering close proximity to Cape Coral’s dining, shopping, and commercial centers.

Listing last checked: Listing updated:

Listed by Melissa Patriarca · Redfin Corporation · MLS #2026014346

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Tile
Building4 property facts
Style
Single Family Residence
Year built
1988
Garage
2
Roof
Shingle
Land & utilities4 property facts
Lot size
0.3443 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$10,108
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $750,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$4,635 / monthAdjust
Principal & interest
$3,792
Property tax
$842
Insurance
Not entered
HOA
$0

Listing annual taxes: $10,108. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $489,500 · Sold $494,000 · Jan 21, 2021

  2. Sld

    $124,900 · Sold $118,000 · Sep 10, 2018

More property insights

Comparable properties 1 supplied

Sold Aug 26, 2026

$800,000

3440 Trail Dairy Circle

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About 313 SE 6th Street

Can I request a private showing?

Request a tour of 313 SE 6th Street and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.