Skip to content
Bean Group
Offered at $699,900Active
beds
4
baths
2
sq ft
1,800
Built
2026

3229 NW 21st Terrace

Cape Coral, FL 33993

About this home

One or more photo(s) has been virtually staged, AI generated or rendered. Experience elevated waterfront living in this exceptional brand-new Gulf-access residence, perfectly positioned on an expansive 250+ foot wide navigable intersecting canal with breathtaking panoramic water views and convenient boating access to the Gulf. Designed to embrace SWFL’s luxury coastal lifestyle, this thoughtfully crafted home showcases premium designer finishes, exceptional craftsmanship, and seamless indoor-outdoor living. Offering 4 bedrooms, 2 baths, and a spacious 2-car garage with an epoxy floor, this open-concept floor plan features high ceilings with tray ceiling details, abundant natural light, impact-resistant windows and doors, a whole home reverse osmosis system and a designer lighting package. Every detail has been thoughtfully selected. The designer chef’s kitchen is appointed with premium Calacatta Laza 3 cm quartz countertops, a dramatic waterfall island with dual waterfall edges, a full-height matching quartz backsplash, raised-panel wood cabinetry with crown molding, stainless steel appliances, generous pantry storage, and an oversized island designed for effortless entertaining and everyday living. The private owner’s suite offers a relaxing retreat with tray ceilings, direct access to the lanai, and a spa-inspired ensuite featuring Solid White quartz countertops, dual vanities, a spacious walk-in shower with a frameless glass enclosure, and elegant designer finishes. The guest bathroom continues the home’s upscale design with Calacatta Laza quartz countertops, a matching quartz backsplash, porcelain undermount sink, and its own frameless glass shower enclosure. Step outside to your own private waterfront resort. The expansive screened lanai showcases a heated pool and integrated spa with an electric heater, a tranquil water feature, and a fully equipped outdoor kitchen featuring a premium Blaze built-in grill, refrigerator, and generous preparation and entertaining space. The northwest rear exposure provides warm afternoon sun and spectacular evening skies, creating the perfect setting for relaxing poolside, entertaining guests, or returning home after a day on the water. Exceptional curb appeal is enhanced by tropical landscaping, automatic irrigation, landscape lighting, and a beautiful paver driveway, creating an impressive arrival while providing low-maintenance outdoor living. Ideally located just minutes from the highly anticipated Seven Islands waterfront development, Tropicana Park, Crystal Lake Park, Downtown Punta Gorda, Punta Gorda Airport, and Fort Myers, this exceptional residence combines brand-new construction, premium designer finishes, impact-rated construction, outstanding Gulf access, and one of Cape Coral’s most desirable wide-water settings. Luxury, quality, boating, and breathtaking waterfront views come together in one extraordinary home—offering a rare opportunity to experience the very best of Southwest Florida living.

Listing last checked: Listing updated:

Listed by Heather Caine, Jan Dickinson · KW Elevate Luxury · MLS #226036091

Request property information

Select a document to start a request. You can add others in the form. Availability varies.

Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Carpet, Tile
Building4 property facts
Style
Single Family Residence
Year built
2026
Garage
2
Roof
Shingle
Land & utilities4 property facts
Lot size
0.229 acres
Water
Well
Sewer
Septic Tank
Waterfront
Y
Financial3 property facts
Annual taxes
$2,527
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $699,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$3,750 / monthAdjust
Principal & interest
$3,539
Property tax
$211
Insurance
Not entered
HOA
$0

Listing annual taxes: $2,527. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Ter

    $749,900 · Aug 21, 2026

More property insights

Comparable properties 3 supplied

Sold Aug 28, 2026

$630,000

610 NW 2nd Place

Sold Aug 3, 2026

$735,000

2533 Storter Avenue

Sold Sep 25, 2026

$735,000

4473 Golden Gate Boulevard E

Explore more of Cape Coral

Continue your search in Cape Coral.

Need help making sense of this home?

About 3229 NW 21st Terrace

Can I request a private showing?

Request a tour of 3229 NW 21st Terrace and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.