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Offered at $648,000Active
beds
4
baths
2
sq ft
2,085
Built
1999

3520 SW 1st Pla SW 1st Place

Cape Coral, FL 33914

About this home

Stunning Gulf Access Waterfront Pool Home Experience the ultimate Southwest Florida lifestyle in this beautifully maintained gulf access waterfront home located in one of SW Cape Coral’s desirable boating communities. Perfectly situated near shopping, dining, entertainment, and the area’s world-famous beaches, this property combines luxury, comfort, and outdoor living. Boating enthusiasts will love the captain’s dock, offering convenient canal access to the Gulf of Mexico, making it easy to keep your boat ready for your next adventure. Enjoy unforgettable sunsets from the charming tiki hut while watching dolphins, manatees, ducks, and a variety of native birds. Burrowing owls even make their home near the property, creating a truly unique Florida experience. Spend the day fishing or crabbing from your dock, or explore the waterways in the included two-person kayak. The backyard is designed for entertaining with an extended screened lanai, custom lighting, a large heated pool, and an oversized spa featuring a waterfall and powerful therapeutic jets. Whether you’re dining al fresco, relaxing by the fire pit, lounging poolside, or hosting family and friends under the stars, this outdoor oasis offers year-round enjoyment. The home’s curb appeal is equally impressive with lush tropical landscaping and majestic Royal Palms illuminated at night. A welcoming front courtyard with a soothing fountain provides the perfect spot to enjoy your morning coffee. Step inside to breathtaking water views framed by a wall of sliding glass doors that seamlessly blend indoor and outdoor living. Vaulted ceilings and abundant natural light create an open, airy atmosphere throughout the main living areas. The spacious great room flows effortlessly into the dining area and into the well-appointed kitchen, making entertaining easy. The kitchen features granite countertops with abundant prep space, wood cabinets with pull outs, both a breakfast bar with seating for four and a eat in area that accommodates six inside this large open kitchen ensuring everyone can gather comfortably while the chef remains part of the conversation. All furniture is included. This exceptional waterfront retreat offers everything you’ve been searching for at a low price point. Gulf access boating, resort-style outdoor living, stunning water views, and a convenient Cape Coral location with no HOA. Schedule your private showing today and discover your own slice of paradise.

Listing last checked: Listing updated:

Listed by Rose Lucero · HomeSmart · MLS #226010840

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Details at a glance

Interior4 property facts
Rooms
14
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Tile, Vinyl
Building4 property facts
Style
Single Family Residence
Year built
1999
Garage
2
Roof
Shingle
Land & utilities4 property facts
Lot size
0.23 acres
Water
AssessmentPaid
Sewer
AssessmentPaid
Waterfront
Y
Financial3 property facts
Annual taxes
$9,532
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $648,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$4,071 / monthAdjust
Principal & interest
$3,277
Property tax
$794
Insurance
Not entered
HOA
$0

Listing annual taxes: $9,532. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Comparable properties 3 supplied

Sold Jul 23, 2026

$625,000

2607 SW 21st Avenue

Sold Aug 19, 2026

$650,000

2017 SE 17th Place

Sold Aug 7, 2026

$629,000

3237 Yucatan Parkway

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About 3520 SW 1st Pla SW 1st Place

Can I request a private showing?

Request a tour of 3520 SW 1st Pla SW 1st Place and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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