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Bean Group
Offered at $280,000Active
beds
3
baths
2
sq ft
1,680
Built
2022

3620 NW 38th Terrace

Cape Coral, FL 33993

About this home

APPROVED SHORT SALE!!!! Opportunity to own a newer home on a freshwater canal in a convenient Cape Coral location. Built in 2022, this well-designed residence offers a flowing floorplan with 3 bedrooms plus a den, 2 baths, and a 2-car garage. The home appears to be in excellent condition overall, with only minor cosmetic refreshing needed such as cleaning and possible interior paint. Enjoy canal views and the added privacy of waterfront living, while still being close to shopping, dining, and major roadways. A functional layout and newer construction make this property well suited for owner-occupants or investors seeking value in a growing area. Agents: please review all private remarks prior to scheduling a showing.

Listing last checked: Listing updated:

Listed by Jon McLeod, PA · NextHome Luxe Coastal · MLS #226005894

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Electric
Flooring
Laminate
Building4 property facts
Style
Single Family Residence
Year built
2022
Garage
2
Roof
Shingle
Land & utilities4 property facts
Lot size
0.23 acres
Water
Well
Sewer
Septic Tank
Waterfront
Y
Financial3 property facts
Annual taxes
$6,175
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $280,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$1,930 / monthAdjust
Principal & interest
$1,416
Property tax
$515
Insurance
Not entered
HOA
$0

Listing annual taxes: $6,175. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $11,500 · Sold $12,300 · Apr 13, 2009

  2. Sld

    $84,900 · Sold $84,900 · Jun 22, 2004

  3. Sld

    $4,000 · Sold $2,200 · Jun 26, 2001

More property insights

Comparable properties 3 supplied

Sold Dec 31, 2026

$289,888

3804 NW 44th Terrace

Sold Jun 30, 2026

$300,000

2825 NW 25th Street

Sold Jul 17, 2026

$299,000

3520 NW 21st Terrace

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About 3620 NW 38th Terrace

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Request a tour of 3620 NW 38th Terrace and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.