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Bean Group
Offered at $324,999Active
beds
4
baths
2
sq ft
1,712
Built
2007

4317 NW 40th Terrace

Cape Coral, FL 33993

About this home

Skip the new-construction wait and the assessment bill. 4 bed, 2 bath, 1,712 sq ft, 2-car garage in NW Cape Coral. No HOA. No CDD. Fully fenced 0.23-acre lot. Pet-friendly. Pool-ready. Never flooded. You move in now. This is the cost difference most listings skip: well and septic with a water softener already in place. No city water or sewer assessment today. Next review is not scheduled until 2045 or later. Buyers in other northern Cape sections are already paying $25,000–$35,000+ assessments plus higher monthly utilities. This owner keeps nearly 20 years of lower carrying costs. The work is done. New roof 2022. New A/C 2022. New water heater 2024. Hurricane-rated front door 2024. Updated kitchen and both baths. Tile throughout. Open concept, split bedrooms, cathedral ceilings. Expanded screened lanai, covered deck, gazebo, and irrigation. Room for a pool. One-year home warranty included. Seller relocating. Compare the payment on a finished, fenced home with no assessment to a new build that still needs time, yard, and a utility bill.

Listing last checked: Listing updated:

Listed by Elizabeth Wiggins · Trend Realty · MLS #2026019635

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Details at a glance

Interior4 property facts
Rooms
6
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Tile
Building4 property facts
Style
Single Family Residence
Year built
2007
Garage
2
Roof
Shingle
Land & utilities3 property facts
Lot size
0.23 acres
Water
Well
Sewer
Septic Tank
Financial3 property facts
Annual taxes
$3,128
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $324,999 asking price. Adjust the assumptions to your situation.

Known monthly costs$1,904 / monthAdjust
Principal & interest
$1,643
Property tax
$261
Insurance
Not entered
HOA
$0

Listing annual taxes: $3,128. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $349,900 · Sold $349,900 · Apr 1, 2022

  2. Sld

    $186,000 · Sold $186,000 · Dec 6, 2019

  3. Sld

    $172,500 · Sold $170,000 · Sep 5, 2016

  4. Sld

    $46,900 · Sold $45,000 · Sep 29, 2010

  5. Sld

    $79,500 · Sold $79,500 · Jan 5, 2005

  6. Sld

    $4,000 · Sold $3,900 · Mar 12, 2001

More property insights

Comparable properties 3 supplied

Sold Jun 30, 2026

$300,000

128 SW 34th Place

Sold Sep 11, 2026

$328,000

1106 NW 7th Place

Sold Jul 8, 2026

$315,000

2011 NE 35th Street

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About 4317 NW 40th Terrace

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