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Bean Group
Offered at $499,900Active
beds
4
baths
3
sq ft
2,470
Built
2016

509 SW 27th Terrace

Cape Coral, FL 33914

About this home

SELLER INCENTIVE: Seller will contribute up to $15,000 toward the buyer's allowable closing costs with an accepted full-price offer, subject to contract terms and lender guidelines. SELLER FINANCING AVAILABLE: 20% down payment, 10% interest rate, 3-year balloon, and 2-year prepayment penalty. Financing terms are subject to seller approval, qualification, and mutually agreed-upon contract terms. Beautifully renovated 4-bedroom + den, 2.5-bath home with a 2-car garage in Southwest Cape Coral. This move-in-ready property features a newer roof installed in 2023, brand-new A/C installed in 2025, and a spacious open-concept living area designed for comfortable everyday living and entertaining. The versatile den provides an ideal space for a home office, study, or additional flex space. Enjoy the screened-in lanai and outdoor living area, along with the convenience of city water and sewer, with assessments paid in full. Conveniently located near shopping, dining, schools, and everyday amenities. Flood insurance is not required based on the current property information. Don't miss the opportunity to make this beautifully updated Cape Coral home your own!

Listing last checked: Listing updated:

Listed by Eduardo Raya · Xclusive Homes North Fort Myers · MLS #2026022834

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Electric
Flooring
Tile
Building4 property facts
Style
Single Family Residence
Year built
2016
Garage
2
Roof
Shingle
Land & utilities3 property facts
Lot size
0.23 acres
Water
AssessmentPaid
Sewer
AssessmentPaid
Financial3 property facts
Annual taxes
$5,574
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $499,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,992 / monthAdjust
Principal & interest
$2,528
Property tax
$464
Insurance
Not entered
HOA
$0

Listing annual taxes: $5,574. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $340,000 · Sold $320,000 · Mar 4, 2026

  2. Sld

    $254,900 · Sold $254,900 · Feb 10, 2021

  3. Lsd

    $1,750 · Aug 2, 2018

  4. Lsd

    $1,295 · Dec 16, 2016

  5. Lsd

    $1,595 · Oct 14, 2016

  6. Sld

    $224,164 · Sold $221,990 · Jun 22, 2016

More property insights

Comparable properties 3 supplied

Sold Jul 31, 2026

$540,000

154 SE 21st Terrace

Sold Sep 25, 2026

$458,000

534 Retunda Parkway W

Sold Jun 26, 2026

$465,000

42 NE 13th Avenue

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About 509 SW 27th Terrace

Can I request a private showing?

Request a tour of 509 SW 27th Terrace and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.