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Bean Group
Offered at $399,900Active
beds
4
baths
3
sq ft
2,113
Built
2018

614 SW 31st Terrace

Cape Coral, FL 33914

About this home

Freshwater canal-front living and two distinct outdoor spaces come together at this 2018-built home in Southwest Cape Coral. Offering 2,113 square feet, four bedrooms, and three full bathrooms, the home has been freshly painted inside and out, professionally cleaned, and prepared for its next owner. New mulch and professional landscaping complete the refreshed exterior. The open-concept living area connects the kitchen, casual dining, and gathering spaces, while a separate formal dining room offers flexibility as a den, home office, or hobby space. The kitchen features granite countertops, stainless steel appliances, and ample workspace. Tile flooring throughout the main living areas, a whole-house reverse-osmosis system, and an installed electric-vehicle charger in the garage add practical value. The split-bedroom floor plan provides privacy for residents and guests. The primary suite includes a walk-in closet and an en-suite bathroom with a soaking tub and separate shower. Two secondary bedrooms share a convenient Jack-and-Jill bathroom, while the third full bathroom serves the remaining bedroom and common areas. The property’s two outdoor living spaces each provide a different way to enjoy the waterfront setting. The enclosed lanai features vinyl sliding windows, creating a rain-protected place for dining, entertaining, or taking in the canal view. Closer to the water, a separate pergola offers an open-air setting for morning coffee, evening conversations, and relaxing beside the canal. Kayak, fish, or simply enjoy freshwater waterfront living from your own backyard. Located at 614 SW 31st Terrace, the home offers convenient access to Southwest Cape Coral shopping, dining, parks, and everyday services. Schedule your private showing and experience the space and waterfront setting in person.

Listing last checked: Listing updated:

Listed by Ruth Haley · Worthington Realty, Inc. · MLS #2026038417

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Carpet, Tile
Building4 property facts
Style
Single Family Residence
Year built
2018
Garage
2
Roof
Shingle
Land & utilities4 property facts
Lot size
0.23 acres
Water
AssessmentPaid
Sewer
AssessmentPaid
Waterfront
Y
Financial3 property facts
Annual taxes
$2,918
Assessment year
2024
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $399,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,265 / monthAdjust
Principal & interest
$2,022
Property tax
$243
Insurance
Not entered
HOA
$0

Listing annual taxes: $2,918. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Lsd

    $2,500 · Jul 24, 2025

  2. Sld

    $296,400 · Sold $290,000 · Mar 14, 2018

  3. Sld

    $28,990 · Sold $27,744 · Aug 7, 2016

More property insights

Comparable properties 3 supplied

Sold Jul 1, 2026

$380,000

2216 SW 8th Court

Sold Jun 30, 2026

$439,300

234 SE 44th Terrace

Sold Jul 31, 2026

$399,900

4345 Agualinda Boulevard

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About 614 SW 31st Terrace

Can I request a private showing?

Request a tour of 614 SW 31st Terrace and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.