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Bean Group
Offered at $549,900Active
beds
4
baths
3
sq ft
2,264
Built
2026

904 NW 12th Avenue

Cape Coral, FL 33993

About this home

Custom Waterfront Luxury on a Freshwater Canal – Estimated Completion December 2026! Experience the ultimate Florida waterfront lifestyle in this stunning, high-end custom home. Situated on a premium freshwater lot with a brand-new completed seawall, your backyard opens up to an intersecting 400-mile freshwater canal system. Fish, canoe, or take your pontoon boat out right from your own property. Best of all, enjoy absolute freedom and peace of mind: this home is situated entirely out of the flood zone, requiring No Flood Insurance, No HOA, No CDD, and No Water Bill. Interior Features & Multi-Generational Layout Designed with soaring high ceilings and premium finishes throughout, this single-story 4-bedroom, 3-bathroom home, Two Master Suites with Full Bathroom's and Access to the Pool Lanai Area, completely redefines "cookie-cutter." The heart of the home is a spectacular chef’s kitchen featuring a 10-foot island with a modern waterfall edge. The highly desirable floor plan boasts TWO Master Suites (perfect for an in-law suite setup). Both primary bedrooms feature luxurious full bathrooms, walk-in closets with custom shelving, and direct private access to the covered lanai and pool area. Outdoor Oasis & Climate-Controlled Garage Step out to your private backyard retreat, complete with a custom saltwater pool and spacious covered lanai. An elegant pavered driveway leads to a fully finished, attached 2-car garage that will thrill car enthusiasts and hobbyists. It is fully drywalled, features soundproof spray foam insulation, pull-down attic stairs for extra storage, and comes with its own dedicated AC and heating system—effectively expanding your climate-controlled footprint. Efficiency, Tech & Construction Full energy-efficient, Low-E impact glass on all exterior windows and doors. Ring security system included for both the front and backyard. 2-10 Home Warranty included for complete peace of mind. Upgrade Option: Buyers have the option to upgrade to interior metal framing and full-home spray foam insulation. Exclusive Promotions & Financing Incentives Builder Promo: Put this home under contract with selective upgrades, and receive a FREE $10,000 whole-house reverse osmosis system. Zero Down Financing: 100% lender financing available with NO money down and NO mortgage insurance premium (PMI). First-Time Homebuyer Special: Use the preferred lender and receive an additional $3,000 toward closing costs with a 3% down / NO PMI loan program. Please Note: Construction has started with an estimated completion date of December 2026. The photos provided are of a similar model home (which is available to view) for illustrative purposes only, and may feature upgraded options from previous builds. This home is currently under construction.

Listing last checked: Listing updated:

Listed by Luis Coriano · LoKation · MLS #2026036485

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Heat Pump
Cooling
Heat Pump
Flooring
Tile
Building4 property facts
Style
Single Family Residence
Year built
2026
Garage
2
Roof
Shingle
Land & utilities4 property facts
Lot size
0.244 acres
Water
Well
Sewer
Septic Tank
Waterfront
Y
Financial3 property facts
Annual taxes
$943
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $549,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,859 / monthAdjust
Principal & interest
$2,781
Property tax
$79
Insurance
Not entered
HOA
$0

Listing annual taxes: $943. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $133,800 · Sold $129,900 · Feb 23, 2005

  2. Sld

    $104,900 · Sold $104,900 · Jan 12, 2005

More property insights

Comparable properties 3 supplied

Sold Jul 24, 2026

$589,000

1508 NW 31st Avenue

Sold Jul 31, 2026

$498,500

305 SE 2nd Street

Sold Jul 10, 2026

$579,000

849 SW 15th Avenue

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About 904 NW 12th Avenue

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