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Bean Group
Offered at $1,299,000Active
beds
3
baths
4
sq ft
2,481
Built
1997

621 Rum Road

Captiva, FL 33924

About this home

UPPER CAPTIVA CANAL HOME. Room for two boats. Needs some updating. Beautiful private views across the State Park to Pine Island from this gorgeous 3 bedroom plus a den & 3.5 bathroom home. It has everything you would want from an island home including protected docking for your boats on a navigable canal which leads out to the Gulf of Mexico and the Intracoastal Waterway, an elevator to bring groceries and supplies up to the kitchen, all windows are hurricane impact windows, cedar ship-lap exterior siding, wood burning fireplace, an upper mezzanine area above the living room which could be a studio or office, plenty of room for guests, a beautiful kitchen with big windows showing the view to the State Park, wide decks wrap around the house on both floors, a large screened-in pool with a shower and bathroom, new electric system inside and out, new roof, newly painted decks, newly painted exterior. Also, recent maintenance check on the Elevator. The beach is just down the sandy path to a parking area with access to the widest beach on the island. This island home could be an exceptional income producing property. Please make an appointment to see this wonderful home soon.

Listing last checked: Listing updated:

Listed by Cheryl Bredin · Islander Realty · MLS #2026023102

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Tile
Building5 property facts
Style
Single Family Residence
Year built
1997
Garage
0
Foundation
Pillar/Post/Pier
Roof
Metal
Land & utilities4 property facts
Lot size
0.381 acres
Water
Well
Sewer
Septic Tank
Waterfront
Y
Financial3 property facts
Annual taxes
$20,160
Assessment year
2023
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $1,299,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$8,248 / monthAdjust
Principal & interest
$6,568
Property tax
$1,680
Insurance
Not entered
HOA
$0

Listing annual taxes: $20,160. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Ter

    $1,590,000 · Nov 14, 2025

More property insights

Comparable properties 3 supplied

Sold Jun 12, 2026

$1,300,000

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Sold Jun 15, 2026

$1,205,000

15541 Catalpa Cove Drive

Sold Aug 20, 2026

$1,390,000

14200 Duke Highway

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About 621 Rum Road

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Request a tour of 621 Rum Road and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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