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Bean Group
Offered at $3,250,000Active
beds
4
baths
3
sq ft
3,014
Built
2011

1000 Cayo Costa

Cayo Costa, FL 33924

About this home

It Begins With a Boat Ride… and Ends Somewhere You Never Want to Leave! You idle through calm blue water, leaving the mainland behind. The noise fades. The pace slows. Palms appear. Sand glows white. And suddenly, you arrive, not at a house, but at a feeling. Hidden inside Cayo Costa State Park, within 2,500 acres of protected wilderness, this 1.8-acre off-grid waterfront estate feels like something discovered, not built. Surrounded by the Gulf of Mexico on one side and tranquil back-bay waters on the other, it’s as if you’ve washed ashore on your own private island, only this one was designed with intention, craftsmanship, and extraordinary care. Your boat rests safely in a sheltered bay at a private dock with lift. Step ashore and follow meandering wooden boardwalks through lush tropical surroundings. Each turn reveals something new, an open-air pavilion, a gazebo, firelight flickering, an outdoor kitchen waiting for long dinners and longer conversations. It feels West Indies–inspired, resort-like, and impossibly private. Inside, the story continues. Tropical woods, custom millwork, and warm textures wrap the home in character and soul. The great room opens effortlessly to the outdoors, anchored by a beautiful kitchen with custom mahogany cabinetry, live-edge granite, and high-end appliances. Morning coffee becomes a ritual as sunlight dances across palms and water. Time stretches. Nothing is rushed here. The primary suite is its own quiet chapter, private, serene, connected to nature, where indoor and outdoor living blur into one. Guest spaces are inviting and comfortable, perfect for family, friends, or those lucky enough to be invited to stay awhile. Though the setting feels delightfully marooned, modern life never intrudes. A brand-new, state-of-the-art solar, lithium battery, and generator system powers the home seamlessly, delivering full comfort with true off-grid independence. Days are filled with simple adventures, kayaking quiet waters, biking sandy trails, exploring miles of untouched beach, or hopping on the boat for lunch at nearby island favorites, before returning home, where the world once again slips away. This is not a place you stumble upon twice. It cannot be recreated. It cannot be replaced. It’s the kind of place people talk about long after they’ve left and the kind of place owners never truly want to.

Listing last checked: Listing updated:

Listed by Michael McMurray · Royal Shell Real Estate, Inc. · MLS #2026031845

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric, Zoned
Flooring
Tile, Wood
Building5 property facts
Style
Single Family Residence
Year built
2011
Garage
3
Foundation
Pillar/Post/Pier, Raised
Roof
Metal
Land & utilities4 property facts
Lot size
1.8 acres
Water
Well
Sewer
Septic Tank
Waterfront
Y
Financial3 property facts
Annual taxes
$11,379
Assessment year
2021
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $3,250,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$17,382 / monthAdjust
Principal & interest
$16,434
Property tax
$948
Insurance
Not entered
HOA
$0

Listing annual taxes: $11,379. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Ter

    $3,250,000 · Jan 26, 2026

More property insights

Comparable properties 3 supplied

Sold Jun 1, 2026

$3,400,000

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Sold Sep 3, 2026

$3,250,000

357 Egret Avenue

Sold May 14, 2026

$3,000,000

1649 McIlvaine Court

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About 1000 Cayo Costa

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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