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Offered at $1,269,000Under Contract
beds
2
baths
2
sq ft
1,100
Built
1990

116 Spanish Main Drive

Cudjoe Key, FL 33042

About this home

Discover your personal island sanctuary in the heart of Cudjoe Key, where every day feels like Margaritaville. This stunning 2-bedroom, 2-bathroom single-family home has been thoughtfully updated to offer the ultimate waterfront lifestyle, featuring a sleek kitchen with a central island, 2025 updated appliances and two beautifully remodeled bathrooms. The interior glows with natural light, highlighted by impact-resistant windows and elegant French doors that lead to an open balcony. The floor plan is designed for effortless living, including a versatile bonus room and a separate dining area that provides a front-row seat to the tranquil canal. For added convenience, the spacious walk-in closet features an integrated 2025 washer and dryer, while a temperature-controlled thermostat and security system ensure year-round comfort and peace of mind. The exterior of the home is just as impressive, boasting brand-new Hardie Board siding updated within the last year and a full privacy fence that creates a secluded tropical retreat. Step outside to find a backyard oasis complete with swaying palm trees and an inground concrete pool featuring decorative tiling and a stylish paver deck. Boaters will fall in love with the concrete dock slip, which comes equipped with a 10,000 lbs elevator boat lift, offering ocean access in just minutes. Beneath the home, you'll find ample garage parking and massive storage space for your kayaks, grill, and water toys, along with a refreshing outdoor shower. Perfectly capturing that sought-after "Keys feel," this home is the ideal blend of relaxation and adventure.

Listing last checked: Listing updated:

Listed by Margaret E Crowley, Non Member · Florida Keys Realty Group · MLS #B26029208

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Details at a glance

Interior4 property facts
Rooms
6
Heating
Central
Cooling
Central Air, Ceiling Fan(s)
Flooring
Tile
Building5 property facts
Style
Single Family Residence
Year built
1990
Garage
1
Parking
5
Roof
Metal
Land & utilities5 property facts
Lot size
0.17 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Zoning
is
Financial2 property facts
Annual taxes
$6,849
Assessment year
2025

Location

Estimated monthly cost

Explore costs at the $1,269,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$6,988 / monthAdjust
Principal & interest
$6,417
Property tax
$571
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $6,849. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

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About 116 Spanish Main Drive

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Request a tour of 116 Spanish Main Drive and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

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