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Offered at $825,000Active
beds
4
baths
5
sq ft
3,694
Built
2024

20281 Fair Oak Lane

Estero, FL 33928

About this home

This beautifully upgraded Olympia floor plan in RiverCreek offers almost 3,700 square feet with 4 bedrooms + den, 5 full bathrooms, a loft, and a 3-car garage on a premium lake-view lot just steps from the community clubhouse and amenities. Designed for both everyday living and entertaining, the open-concept layout features a spacious great room overlooking the water, a first-floor bedroom with full bath access, a functional mudroom, impact-resistant windows and doors throughout, and thoughtful designer finishes. The kitchen is the centerpiece of the home with quartz countertops, upgraded cabinetry, stainless steel appliances, chimney hood, and an oversized island that flows seamlessly into the dining and living spaces. Upstairs, every bedroom features its own en suite bathroom, offering privacy and comfort for family and guests alike. The spacious primary suite includes dual walk-in closets, dual vanities, a Roman soaking tub, and a separate walk-in shower. Step outside to the screened lanai and enjoy peaceful long lake views with room for a future custom pool. Already plumbed for an outdoor kitchen, this backyard is ready to become your own private Florida retreat. The 3-car garage includes an electric vehicle charging station along with ample storage space. Located in one of Estero’s newest gated resort-style communities, RiverCreek residents enjoy access to a 12,000-square-foot clubhouse with resort pool, fitness center, indoor sports complex, pickleball courts, tennis courts, bocce, splash park, playground, fire pit lounge, card rooms, and more. Conveniently located near shopping, dining, RSW Airport, and Southwest Florida’s beautiful Gulf beaches and we are not in a flood zone for added peace of mind.

Listing last checked: Listing updated:

Listed by Lisa Ninchritz · Royal Shell Real Estate, Inc. · MLS #226016824

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Details at a glance

Interior4 property facts
Rooms
9
Heating
Natural Gas
Cooling
Central Air, Electric, Zoned
Flooring
Laminate, Tile
Building4 property facts
Style
Single Family Residence
Year built
2024
Garage
3
Roof
Tile
Land & utilities4 property facts
Lot size
0.1327 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$11,193
Assessment year
2025
HOA fee
$1,158 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $825,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$5,104 / monthAdjust
Principal & interest
$4,172
Property tax
$933
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $11,193. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $1,158. The billing period was not supplied; confirm the monthly amount before adding it.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Comparable properties 3 supplied

Sold Aug 19, 2026

$862,000

12537 Aqua Reserve Court

Sold Jul 16, 2026

$815,000

11745 Bowes Circle

Sold Jul 10, 2026

$745,000

6252 Victory Drive

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About 20281 Fair Oak Lane

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