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Offered at $650,000Active
beds
3
baths
2
sq ft
2,618
Built
2007

20480 Torre Del Lago Street

Estero, FL 33928

About this home

The ease of one-story living with the flexibility of bonus space when you need it…this is the best of both worlds. Proudly offered by its original owners, this exceptional Bella Terra home was thoughtfully designed so that nearly everything you need for everyday living is located on the first floor. The spacious primary suite, main living areas, kitchen, and outdoor living space are all downstairs, allowing you to enjoy the convenience of one-story living while still having the added flexibility of an expansive second-floor bonus room. Whether you envision a private guest retreat, home office, media room, fitness studio, bright homeschool/playroom, or hobby space, the upstairs level adapts as your lifestyle changes without impacting how you live every day. Designed for comfort and peace of mind, the home features IMPACT RESISTANT WINDOWS AND DOOR throughout along with a whole-house GENERAC GENERATOR, providing security and confidence year-round and we are not located in a flood zone. Step outside to one of the largest screened lanais in Bella Terra, where stunning lake and preserve views create the perfect setting for morning coffee, outdoor dining, or relaxing with family and friends. This exceptional outdoor space is every bit as impressive as the home’s interior. Bella Terra is one of Estero’s most desirable gated communities, offering something many newer neighborhoods simply can’t replicate: mature landscaping, towering trees, over 500 acres of lakes and preserves, and a true sense of community. Residents enjoy resort-style amenities including a clubhouse, resort-style pool and spa, fitness center, tennis, pickleball, basketball, volleyball, inline skating rink, playground, soccer and baseball fields, and miles of walking paths, all with HOA fees that remain remarkably competitive. Conveniently located near RSW International Airport, FGCU, Coconut Point, Miromar Outlets, Gulf beaches, and I-75, this home offers an exceptional combination of flexibility, security, and the established beauty that has made Bella Terra one of Estero’s most sought-after communities.

Listing last checked: Listing updated:

Listed by Lisa Ninchritz · Royal Shell Real Estate, Inc. · MLS #226024946

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Carpet, Tile
Building4 property facts
Style
Single Family Residence
Year built
2007
Garage
2
Roof
Tile
Land & utilities4 property facts
Lot size
0.207 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$4,593
Assessment year
2025
HOA fee
$573 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $650,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$3,670 / monthAdjust
Principal & interest
$3,287
Property tax
$383
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $4,593. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $573. The billing period was not supplied; confirm the monthly amount before adding it.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Ter

    $675,000 · Jan 19, 2026

More property insights

Comparable properties 3 supplied

Sold Jul 20, 2026

$694,000

21305 Estero Palm Way

Sold Oct 2, 2026

$595,000

20441 Rookery Drive

Sold Jul 23, 2026

$599,000

20141 ROOKERY Drive

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About 20480 Torre Del Lago Street

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