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Bean Group
Offered at $399,000Active
beds
3
baths
2
sq ft
1,471
Built
2001

12 Nancy Lane

Fort Myers Beach, FL 33931

About this home

SELLER FINANCING AVAILABLE WITH JUST 10% DOWN! Located on a deep-water canal with direct Gulf access, this 3-bedroom, 2-bath home includes a 10,000 lb boat lift, kayak launch and a private dock. Perfect for boaters looking for a low-maintenance Florida home near the beach. Fully renovated inside after Hurricane Ian, the home features light gray waterproof luxury vinyl flooring, recessed lighting, granite countertops, white wood cabinets and stainless-steel appliances. The master suite includes two separate vanities and a walk-in tiled shower. Guest bath includes a tiled tub/shower combo. New AC, washer and dryer, and plenty of storage throughout. A one-car garage, carport and extra parking complete the setup. Located on San Carlos Island in a 55+ community with low monthly fees that include water, sewer and trash. Walk or ride to Fort Myers Beach, Doc Ford’s, Dixie Fish Company and the Key West Express. Whether you're looking for a seasonal escape or a full-time home, this is your opportunity to own a piece of paradise with unbeatable access to the water and all that Southwest Florida has to offer. One or more photo(s) have been virtually staged.

Listing last checked: Listing updated:

Listed by Erin Alvarez · Douglas Elliman Florida,LLC · MLS #226017066

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Vinyl
Building4 property facts
Style
Condominium
Year built
2001
Garage
1
Roof
Shingle
Land & utilities4 property facts
Lot size
0.098 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$4,459
Assessment year
2025
HOA fee
$135 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $399,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,389 / monthAdjust
Principal & interest
$2,018
Property tax
$372
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $4,459. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $135. The billing period was not supplied; confirm the monthly amount before adding it.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Comparable properties 3 supplied

Sold Sep 10, 2026

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Sold Aug 21, 2026

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23159 Amgci Way #3307

Sold Jul 31, 2026

$430,000

4520 Riverwatch Drive #102

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About 12 Nancy Lane

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Request a tour of 12 Nancy Lane and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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