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Offered at $99,000Active
beds
3
baths
2
sq ft
1,952
Built
1991

405 Arbor Lake Drive #4-103

Naples, FL 34110

About this home

Experience the best of carefree living in this exceptional villa nestled within the highly sought-after Arbor Trace community. Rarely offered, this spacious three-bedroom, two-bath residence showcases the desirable Oak floor plan and enjoys tranquil water views that create a relaxing backdrop for everyday living. Boasting nearly 2,000 square feet under air, the thoughtfully designed interior offers expansive living areas, generously sized bedrooms, and an abundance of natural light throughout. Recent improvements include beautiful new wood-look laminate flooring and a freshly painted interior in soft, contemporary tones, providing a clean, modern aesthetic that is ready for its next owner. Arbor Trace is a premier 55+ community offering deeded condominium ownership with 100% equity and no financial or medical requirements. Residents enjoy a maintenance-free lifestyle with all utilities included in your monthly condo fee: water, electric, sewer, trash removal, recycling, pest control, and cable TV/Wi-Fi for all individual units. Monthly club fee includes amenities such as resort-style heated pool, fitness center, tennis/pickleball, bocce courts, golf putting green, two libraries, curated social events, and a meal plan. Benefit from comprehensive support services such as 24-hour medical monitoring, transportation to medical appointments, shopping, and group outings. Enjoy peace of mind with on-site assisted living if you need it. Step outside to the screened lanai, where you can enjoy your morning coffee or sunsets while overlooking the peaceful lake. A detached one-car garage adds everyday convenience and additional storage.

Listing last checked: Listing updated:

Listed by Anya Hargraves · Arbor Trace Realty · MLS #226025039

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Details at a glance

Interior4 property facts
Rooms
6
Heating
Central, Electric
Cooling
Central Air, Electric
Flooring
Laminate
Building4 property facts
Style
Condominium
Year built
1991
Garage
1
Roof
Tile
Land & utilities3 property facts
Water
Public
Sewer
Public Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$2,914
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $99,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$743 / monthAdjust
Principal & interest
$501
Property tax
$243
Insurance
Not entered
HOA
$0

Listing annual taxes: $2,914. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Ter

    $199,000 · Jan 5, 2026

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About 405 Arbor Lake Drive #4-103

Can I request a private showing?

Request a tour of 405 Arbor Lake Drive #4-103 and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.