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Offered at $2,100,000Active
beds
3
baths
3
sq ft
2,218
Built
1989

640 2nd Street S #2

Naples, FL 34102

About this home

LOCATION, LIFESTYLE & INVESTMENT OPPORTUNITY! This fabulous 3-bedroom, 3-bath condo is located within walking distance to 5th Avenue South, 3rd Street South, and the Naples Pier, placing the best of downtown Naples right outside your door. You simply must see this property in person to truly appreciate its amazing location! Expansive windows fill the home with natural light, creating a bright and welcoming atmosphere throughout. The upper level features two bedrooms, two baths, a functional kitchen, and spacious living and dining areas perfect for entertaining. The first level offers a private bedroom and bath, comfortable sitting area, laundry, and an attached garage. Enjoy the ultimate Naples lifestyle with world-class dining, shopping, entertainment, and the beautiful Gulf beaches just a short stroll away. For investors, the property also offers an excellent opportunity with a renter already in place for the 2027 season. Whether you’re looking for a Naples getaway, full-time residence, or investment property, this exceptional location puts you in the heart of it all. Come see for yourself!

Listing last checked: Listing updated:

Listed by Mitchell Zale · John R Wood Properties · MLS #226034859

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Electric
Flooring
Carpet, Tile, Wood
Building4 property facts
Style
Condominium
Year built
1989
Garage
1
Roof
Metal
Land & utilities2 property facts
Water
Public
Sewer
Public Sewer
Financial3 property facts
Annual taxes
$10,706
Assessment year
2024
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $2,100,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$11,511 / monthAdjust
Principal & interest
$10,619
Property tax
$892
Insurance
Not entered
HOA
$0

Listing annual taxes: $10,706. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. New

    $18,500 · Jun 22, 2026

  2. Ter

    $2,195,000 · Nov 19, 2025

  3. Ter

    $18,500 · Jun 24, 2025

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About 640 2nd Street S #2

Can I request a private showing?

Request a tour of 640 2nd Street S #2 and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.