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Bean Group
Offered at $89,990Active
beds
2
baths
2
sq ft
930
Built
1964

1003 Tropic Terrace

North Fort Myers, FL 33903

About this home

Gulf Access Condo — NOT in a Flood Zone & No Age Restrictions! Affordable waterfront living is getting harder to find—especially with Gulf access, no flood zone, and no age restrictions—and this one checks all three. Located in Tropic Terrace, this first-floor 2-bedroom, 1.5-bath condo offers easy, low-maintenance living in a peaceful waterfront community. Enjoy a screened lanai with landscaped views, perfect for morning coffee or relaxing after a day on the water. Inside, the layout is bright and functional with tile and carpet flooring, ceiling fans, and comfortable living space. For boaters, the community offers a boat ramp and dock leases available on a first-come basis, providing direct access to Southwest Florida waterways. Residents enjoy a community pool, clubhouse, shuffleboard, and common laundry, all just minutes from downtown Fort Myers, shopping, dining, and I-75. The community allows one cat, making this a great option for pet lovers—another rare find in waterfront condos. Whether you're looking for a full-time home, winter retreat, or investment, this is a smart opportunity to get into a Gulf-access community without flood zone concerns.

Listing last checked: Listing updated:

Listed by Mary Lou Carpenter · Rossman Realty Group Inc · MLS #2025016421

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Details at a glance

Interior3 property facts
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Carpet, Tile
Building4 property facts
Style
Condominium
Year built
1964
Garage
0
Roof
Shingle
Land & utilities4 property facts
Lot size
0.2548 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$452
Assessment year
2024
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $89,990 asking price. Adjust the assumptions to your situation.

Known monthly costs$493 / monthAdjust
Principal & interest
$455
Property tax
$38
Insurance
Not entered
HOA
$0

Listing annual taxes: $452. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $79,900 · Sold $78,000 · Apr 26, 2018

  2. Sld

    $42,930 · Sold $43,000 · Jan 11, 2013

  3. Sld

    $34,900 · Sold $31,000 · Sep 26, 2009

More property insights

Comparable properties 3 supplied

Sold Oct 30, 2026

$94,000

1215 Tropic Terrace

Sold Jul 15, 2026

$81,500

1421 Tropic Terrace

Sold Aug 12, 2026

$91,000

1715 Golf Club Drive #2

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About 1003 Tropic Terrace

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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