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Bean Group
Offered at $459,000Active
beds
2
baths
2
sq ft
1,334
Built
1976

4320 S Gulf Circle

North Fort Myers, FL 33903

About this home

BOATER'S DREAM! This 2-bedroom + den, 2-bathroom pool home offers direct Gulf access with no bridges, just SIX minutes by boat to the Caloosahatchee River. You can accommodate a vessel up to 48 feet with commercial pilings along the seawall, complete with 30 and 50 amp electrical service, water at the dock, and an additional boat lift rated for up to 25 feet. Overlooking a wide canal, a screened saltwater pool with equipment replaced within the last three years creates a private outdoor retreat. The kitchen is open and spacious, featuring newer stainless appliances and quartz countertops. Both bathrooms have been fully renovated, and a split bedroom floor plan pairs luxury vinyl and tile flooring with a fireplace and a breakfast bar open to the living and dining areas. The owners built an office addition that leads to the garage as well. Offered fully furnished, this residence is ready for full-time living, seasonal enjoyment, or rental income. Recent updates include a newer roof and a 2020 A/C system, along with a two-car attached garage and an irrigation sprinkler system. With no HOA, owners enjoy full flexibility. Set within Waterway Estates in North Fort Myers, this home is minutes from downtown Fort Myers, waterfront dining, and shopping.

Listing last checked: Listing updated:

Listed by Sean Barakett · Your Naples Realty LLC · MLS #226036834

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Laminate, Tile
Building4 property facts
Style
Single Family Residence
Year built
1976
Garage
2
Roof
Shingle
Land & utilities4 property facts
Lot size
0.173 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$2,508
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $459,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,530 / monthAdjust
Principal & interest
$2,321
Property tax
$209
Insurance
Not entered
HOA
$0

Listing annual taxes: $2,508. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $299,000 · Sold $289,000 · Feb 12, 2018

  2. Sld

    $179,900 · Sold $162,000 · Nov 18, 2009

More property insights

Comparable properties 3 supplied

Sold Jul 24, 2026

$475,000

1506 SE 21st Terrace

Sold Oct 1, 2026

$445,000

3050 York Road

Sold Aug 29, 2026

$433,000

2892 Sanibel Boulevard

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About 4320 S Gulf Circle

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