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Bean Group
Offered at $500,000Active
beds
3
baths
2
sq ft
1,833
Built
1973

4638 Vinsetta Avenue

North Fort Myers, FL 33903

About this home

Your Private Waterfront Escape Loch Moor Waterway Estates | Gulf Access | No Bridges | Move-In Ready Welcome to the lifestyle you’ve been dreaming of—a refined waterfront retreat that blends timeless design with the tranquility of Florida coastal living. Beautifully remodeled, this 3-bedroom + den, 2-bath residence is situated on an oversized corner lot in the sought-after Lochmoor Waterway Estates, offering DIRECT Sailboat Gulf Access with no bridges and just a 10-minute cruise to open water. Stepping inside, you will immediately be overtaken by an island vibe. Live where you feel like you're on vacation every day. This home offers the perfect blend of affordability, convenience and outdoor living. El Rio Golf course is at a visible distance - steps away from fun with friends. Gather at the fire pit on the waterfront for s'mores, fishing or conversation time with family or friends. Set on elevated ground that has NEVER FLOODED, this home offers both peace of mind and elegant comfort. Recent upgrades include a 2023 standing seam METAL ROOF, 2024 PGT Impact Resistant Windows, a hurricane-rated garage door, updated plumbing and electrical, new soffits and gutters and freshly painted interiors and exteriors— making this a truly ready to move in experience. Inside, discover an open-concept floor plan anchored by a designer kitchen featuring shaker cabinetry, granite countertops, and a sea-glass backsplash that radiates coastal sophistication. New Bahama style ceiling fans and top-quality white Venetian blinds add to your comfort. Sunlight fills the home, flowing effortlessly into a no-see-um grade screened lanai with Travertine Tile flooring, perfect for al fresco dining or simply taking in the serene water views. Step outside to enjoy: • A 14-ft floating dock • Lush landscaping with fruit trees • Fire pit gathering area • Room for a custom pool • RV/boat parking and irrigation well • Thoughtful custom built ins throughout Located near fine dining restaurants, parks, schools and multiple white Sugar Sand BEACHES for your convenience. A short drive to Fort Myers Beach, Sanibel Island and more. Live music is at the local restaurants every night. Picture yourself relaxing in the backyard fishing or exploring the canals in a kayak. Whether you’re watching manatees glide by, cruising the waterways, or simply enjoying a quiet morning sunrise over the canal, this home offers a rare and elevated Florida lifestyle. This is more than a home—it’s your personal paradise. Schedule your private tour today and experience waterfront living at its finest.

Listing last checked: Listing updated:

Listed by Nelson Rua, Grace Engler · John R. Wood Properties · MLS #2026032164

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Details at a glance

Interior3 property facts
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Tile
Building4 property facts
Style
Single Family Residence
Year built
1973
Garage
2
Roof
Metal
Land & utilities4 property facts
Lot size
0.32 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$4,292
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $500,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,886 / monthAdjust
Principal & interest
$2,528
Property tax
$358
Insurance
Not entered
HOA
$0

Listing annual taxes: $4,292. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Ter

    $500,000 · Jan 25, 2026

  2. Sld

    $350,000 · Sold $335,000 · Nov 6, 2022

More property insights

Comparable properties 3 supplied

Sold Jul 31, 2026

$459,000

1922 SE 26th Terrace

Sold Sep 11, 2026

$495,000

2206 SE 10th Place

Sold Jul 31, 2026

$535,000

1141 SE 28th Terrace

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About 4638 Vinsetta Avenue

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Request a tour of 4638 Vinsetta Avenue and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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