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Bean Group
Offered at $265,000Active
beds
2
baths
2
sq ft
1,689
Built
2005

1040 12TH Street

Okeechobee, FL 34974

About this home

Move-in ready waterfront home with numerous recent updates! Enjoy outdoor living on the 16' x 16' Trek deck (2024), complete with patio furniture that stays with the home. Major improvements include a new metal roof (2025), updated electrical panel and wiring throughout (2026), updated interior (2026), and leveled home with new underpinning and shutters (2025). Kitchen updates include a new dishwasher (2026) and kitchen faucet (2026). Septic system was inspected and pumped in May 2026, and the A/C has been serviced every six months. Custom blinds throughout with living room draperies included. Some furnishings will remain, including the living room couches (2024). Flooring is LVP 22 mill with moisture barrier. This home also has space for your 5th wheel. All motion-detection lights and Blink security cameras will convey with the property. Detached garage with attached screened room provides additional storage and or could be turned into a mother in law suite. This well-maintained waterfront property is ready for its new owner.

Listing last checked: Listing updated:

Listed by Jamie Michele Suggs · Florida Homes Realty & Mortgag · MLS #B26060292

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Details at a glance

Interior3 property facts
Heating
Central
Cooling
Central Air
Flooring
Carpet, Other
Building5 property facts
Style
Manufactured Home
Year built
2005
Garage
1
Parking
2
Roof
Metal
Land & utilities5 property facts
Lot size
0.17 acres
Water
Public
Sewer
Septic Tank
Waterfront
Y
Zoning
RES
Financial2 property facts
Annual taxes
$1,249
Assessment year
2025

Location

Estimated monthly cost

Explore costs at the $265,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$1,444 / monthAdjust
Principal & interest
$1,340
Property tax
$104
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $1,249. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $199,000 · Sold $191,000 · Jul 25, 2023

  2. Sld

    $120,000 · Sold $105,000 · Jan 22, 2020

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About 1040 12TH Street

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Request a tour of 1040 12TH Street and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

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