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Bean Group
Offered at $319,000Active
beds
3
baths
2
sq ft
1,270
Built
1955

409 W Ann Street

Punta Gorda, FL 33950

About this home

Welcome to 409 W Ann St, ideally situated in Punta Gorda’s charming Historic District, just minutes from the waterfront, downtown Punta Gorda, Fishermen’s Village, dining, shopping, parks, and local attractions. This 3-bedroom, 2-bath home blends updated interior features with exceptional outdoor space and exciting possibilities for the future. The home makes an inviting first impression with its low-maintenance exterior, metal roof, NEW IMPACT-RESISTANT WINDOWS, mature tropical landscaping, and brick-paver driveway leading to the attached one-car garage. A covered front entry and spacious front yard complete the welcoming approach. Inside, a bright open living and eat-in kitchen area creates an easy flow for everyday living and entertaining. Warm wood-look flooring complements the neutral interior, while recessed lighting and a ceiling fan enhance the light and airy feel. The updated kitchen features dark cabinetry with modern hardware, crisp white countertops, a classic white subway-tile backsplash, and black appliances. A large contrasting center island serves as the centerpiece, offering extensive prep space, additional cabinetry and drawer storage, plus seating for casual dining. The primary suite provides a private retreat with a walk-in closet, direct access to the outdoor patio, and an en-suite bath with a walk-in shower. Two nicely sized guest bedrooms offer flexibility for family, visitors, or a home office and share an updated guest bath with a walk-in shower. Outdoor living is a highlight of the property. The large, covered tiki-style patio provides a shaded setting for dining, entertaining, or simply relaxing and enjoying the Florida lifestyle. Beyond the patio, the expansive backyard is framed by mature tropical landscaping and features rear alleyway access for added convenience. The generous homesite also provides room to explore the addition of a pool, detached garage, workshop, or potential accessory dwelling unit (ADU), subject to applicable zoning, Historic District requirements, and permitting. With its updated interior, impact-resistant windows, outdoor entertaining area, large backyard, rear alley access, and sought-after Historic District location, this property offers an appealing opportunity for a primary residence, seasonal retreat, or investment—all close to the best of Punta Gorda.

Listing last checked: Listing updated:

Listed by Ryan Finnegan · Marina Park Realty LLC · MLS #2026036838

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Details at a glance

Interior4 property facts
Rooms
5
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Laminate
Building4 property facts
Style
Single Family Residence
Year built
1955
Garage
1
Roof
Metal
Land & utilities3 property facts
Lot size
0.23 acres
Water
Public
Sewer
Public Sewer
Financial3 property facts
Annual taxes
$3,052
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $319,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$1,867 / monthAdjust
Principal & interest
$1,613
Property tax
$254
Insurance
Not entered
HOA
$0

Listing annual taxes: $3,052. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Comparable properties 3 supplied

Sold Sep 10, 2026

$315,000

794 Hydrangea Drive

Sold Aug 20, 2026

$335,000

2230 Aldridge Avenue

Sold Jun 19, 2026

$300,000

2237 Flora Avenue

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About 409 W Ann Street

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Request a tour of 409 W Ann Street and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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