Skip to content
Bean Group
Offered at $500,000Under Contract
beds
3
baths
2
sq ft
1,366
Built
1995

103 Saddle Trail

Royal Palm Beach, FL 33411

About this home

Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with vaulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let's start with the expensive stuff. The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years. Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner's checklist have already been addressed. The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced that same year. Even better, the sprinkler system runs on well water, so keeping the South Florida lawn looking good does not mean watching your water bill climb along with the grass. The home also features keypad garage entry and an existing ten-camera security system. Saratoga Lakes residents enjoy a beautifully remodeled community pool, while the refreshingly low HOA fee includes basic cable and internet. There is a lot to love about a home where the previous owners have already tackled so many of the projects buyers would rather not inherit. Combine that with single-story living, a two-car garage, a fenced yard, hurricane protection, a low HOA, and a fantastic Royal Palm Beach location, and this one deserves a spot at the top of the list.

Listing last checked: Listing updated:

Listed by Tracy Ciucci · KW Innovations · MLS #B26072295

Request property information

Select a document to start a request. You can add others in the form. Availability varies.

Details at a glance

Interior4 property facts
Rooms
6
Heating
Central
Cooling
Central Air
Flooring
Carpet, Ceramic Tile
Building5 property facts
Style
Single Family Residence
Year built
1995
Garage
2
Parking
4
Roof
Composition, Shingle
Land & utilities4 property facts
Lot size
0.11 acres
Water
Public
Sewer
Public Sewer
Zoning
PUD(ci
Financial3 property facts
Annual taxes
$4,009
Assessment year
2025
HOA fee
$150 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $500,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,862 / monthAdjust
Principal & interest
$2,528
Property tax
$334
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $4,009. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $150. The billing period was not supplied; confirm the monthly amount before adding it.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $299,900 · Sold $290,000 · Mar 26, 2018

More property insights

Comparable properties 3 supplied

Sold Aug 5, 2026

$532,000

117 Sherwood Drive

Sold Aug 31, 2026

$490,000

217 PARKWOOD Drive S

Sold Aug 17, 2026

$535,000

251 Las Palmas Street

Explore more of Royal Palm Beach

Continue your search in Royal Palm Beach.

Need help making sense of this home?

About 103 Saddle Trail

Can I request a private showing?

Request a tour of 103 Saddle Trail and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.