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Bean Group
Offered at $365,000Active
beds
2
baths
2
sq ft
1,400
Built
1987

3055 Harpoon Lane

St James City, FL 33956

About this home

Welcome to your new Island Home Paradise! This home shines with an oversized corner homesite, extra parking, gulf access canal with no bridges, boat lift, walk around trex deck with boat cover and so much more! It's just a short 5-7 minute boat ride to open waters with gulf access at Captiva Island and some of the best beaches and fishing around. You'll feel like you are on vacation every day in this coastal cottage themed showplace with wainscotting, shiplap and plantation shutters. You'll love the beautiful entry, vaulted ceilings, huge living room, dining room and great kitchen with white cabinets, quartz countertops, nautical backsplash, lots of cabinets, newer appliances, pantry, lighted glass front cabinet doors, etc. Both bathrooms are gorgeous, both bedrooms are huge and have oversized walk-in closets. Another great feature of this home is the amount of space between this home and the one next door. You won't feel crowded here at all. There is room for 3 cars under the carport and room for another 3 cars in the gravel next to the carport as well plenty of room to park a boat trailer. The flooring is an easy care wood look luxury vinyl throughout, so no carpets. The living room has a built-in lighted wall unit to show off your personal treasures. The new metal roof was installed in June of 2026. The storage is amazing with a double closet off the entry, a hall linen closet, a kitchen pantry closet, a closet off the living room and a storage shed off the laundry room. The utility bills are also very low, this summer the electric ranged from $117-$125 max. This home is light, bright and has everything you need to make this your Island Paradise.

Listing last checked: Listing updated:

Listed by Tim Sweeney · Elite Edge Fl Realty · MLS #2026041400

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Vinyl
Building5 property facts
Style
Manufactured Home
Year built
1987
Garage
0
Foundation
Raised
Roof
Metal
Land & utilities4 property facts
Lot size
0.095 acres
Water
Public
Sewer
Private Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$1,834
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $365,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$1,998 / monthAdjust
Principal & interest
$1,846
Property tax
$153
Insurance
Not entered
HOA
$0

Listing annual taxes: $1,834. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $214,000 · Sold $195,000 · Mar 23, 2016

More property insights

Comparable properties 1 supplied

Sold Aug 26, 2026

$340,000

3019 Bowsprit Lane

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About 3055 Harpoon Lane

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Request a tour of 3055 Harpoon Lane and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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