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Bean Group
Offered at $375,000Active
beds
2
baths
2
sq ft
1,694
Built
1988

3121 Binnacle Lane

St James City, FL 33956

About this home

Beautiful renovated waterfront Home in Cherry Estates – Move-In Ready! Don't miss this incredible opportunity in the highly desirable Cherry Estates community on Pine Island! Set on a spacious cul-de-sac lot with 90 feet of waterfront frontage, this home is positioned broadside to the canal, offering breathtaking views of intersecting canals and an unbeatable island setting. Nearly every inch of this home has been upgraded, including a newer carport, plumbing, completely updated electrical with new outlets and switches, new windows, doors, and sliding glass doors, and a newer HVAC system and ductwork. Additional improvements include new flooring and moldings, a reinforced subfloor with two layers of ½-inch plywood, ½-inch OSB insulation around the entire home, closed-cell foam insulation underneath, and extra tie-down straps for added peace of mind. Boaters will love the composite dock, 10,000-pound boat lift, NEW Canopy and large fishing shed. This location provides quick access to some of Southwest Florida's best fishing, boating, waterfront dining, and Gulf adventures. The home is partially furnished, making your move even easier. Explore the island by boat or golf cart, where waterfront living, spectacular sunsets, and laid-back island charm await.

Listing last checked: Listing updated:

Listed by Mike Faulkner, Christy Knight · John R. Wood Properties · MLS #2026027781

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Details at a glance

Interior3 property facts
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Vinyl
Building4 property facts
Style
Manufactured Home
Year built
1988
Garage
0
Roof
Built-Up, Flat
Land & utilities4 property facts
Lot size
0.1 acres
Water
Public
Sewer
Public Sewer, Private Sewer
Waterfront
Y
Financial3 property facts
Annual taxes
$6,445
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $375,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,433 / monthAdjust
Principal & interest
$1,896
Property tax
$537
Insurance
Not entered
HOA
$0

Listing annual taxes: $6,445. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Sld

    $350,000 · Sold $350,000 · Mar 25, 2024

  2. Sld

    $229,000 · Sold $215,500 · Apr 21, 2018

  3. Sld

    $275,000 · Sold $255,000 · Mar 15, 2006

  4. Sld

    $189,000 · Sold $186,000 · Sep 17, 2002

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About 3121 Binnacle Lane

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Request a tour of 3121 Binnacle Lane and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

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