Sold Aug 25, 2026
$450,000About this home
Gulf-access boating lifestyle—without the waterfront price or insurance costs! Located in a sought-after St. James City boating community, this bright and breezy 3 bedroom, 2 bath home offers the island vibe buyers love while staying high and dry. Inside, enjoy a desirable split-bedroom floor plan, a spacious great room, and easy indoor-outdoor living with a screened lanai overlooking mature tropical landscaping—perfect for morning coffee, island breezes, and relaxed evenings. Set directly across from canalfront homes, this property delivers location and lifestyle without the added expense of living on the water. For just $150/year, buyers may voluntarily join the HOA and enjoy access to the private community boat ramp—launch your boat and reach the Gulf in approximately 5 minutes. Ideal for boating, fishing, and sunset cruising. Bonus opportunity: The adjacent vacant lot is owned by the sellers. While not currently on the market, buyers may inquire if interested in additional space or future flexibility. If you’ve been searching for an affordable way to enjoy Pine Island living, boating access, and island charm, this home checks all the boxes.
Listing last checked: Listing updated:
Listed by Becky White · EXP Realty LLC · MLS #2025021881
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Details at a glance
Interior4 property facts
- Rooms
- 0
- Heating
- Central, Electric
- Cooling
- Central Air, Electric
- Flooring
- Tile, Wood
Building4 property facts
- Style
- Single Family Residence
- Year built
- 2005
- Garage
- 2
- Roof
- Shingle
Land & utilities3 property facts
- Lot size
- 0.2387 acres
- Water
- Public
- Sewer
- Septic Tank
Financial3 property facts
- Annual taxes
- $4,680
- Assessment year
- 2024
- HOA fee
- $150 (billing period not supplied)
Location
Estimated monthly cost
Explore costs at the $449,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$2,660 / monthAdjust
- Principal & interest
- $2,270
- Property tax
- $390
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $4,680. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $150. The billing period was not supplied; confirm the monthly amount before adding it.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
Price and status timeline
- Sld
$414,900 · Sold $415,000 · Oct 14, 2021
- Sld
$269,900 · Sold $264,900 · Feb 3, 2016
More property insights
Comparable properties 3 supplied
Sold Jul 13, 2026
$418,0004346 SW 18th Place
Sold Jul 27, 2026
$447,5002531 SW 28th Place
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About 3472 Manatee Drive
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