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Bean Group
Offered at $475,000Active
beds
3
baths
2
sq ft
1,518
Built
2024

3524 5th Avenue

St James City, FL 33956

About this home

This 2024-built 3-bedroom, 2-bath stilt home offers 1,518 square feet of modern coastal living and is built like it plans to be here a while. The oversized pilings are driven approximately 25 feet into the ground, providing serious structural confidence and peace of mind. Elevated, well-built, and thoughtfully designed, this home checks both the practical and aesthetic boxes. It has never been lived in full time, and yes—it still has that unmistakable “new home smell” you don’t usually get in resale homes. Inside, you’ll find a bright, open-concept floor plan with a spacious great room and a stylish kitchen featuring stainless steel appliances, ample cabinetry, and a large island perfect for entertaining, meal prepping, or pretending you’re on a cooking show. The split-bedroom layout offers privacy, with three generously sized bedrooms and two modern bathrooms finished with clean, contemporary touches. Natural light fills the home, and the elevated setting adds both airflow and charm. Downstairs, the covered area provides flexible space currently set up with a spa and seating—ideal for post-fishing relaxation, evening cocktails, or just enjoying the fact that you don’t live in a snowstorm. Parking is conveniently located in front of the home, and the stilt design makes excellent use of space while enhancing the coastal lifestyle. Situated near the highly desirable Henley Canal—one of the most active canals in St. James City—the home offers a front-row seat to daily boat traffic, island vibes, and authentic Pine Island living. You’re within walking distance to restaurants, waterfront bars, fishing spots, and all the local flavor that makes this area special. The home is currently set up for and actively operating as a vacation rental and can continue as such with new ownership, making it a rare find that works just as well as an investment as it does a personal retreat. Whether you’re looking for a primary residence, a seasonal escape, or a property that pays for itself while you’re not using it, this one delivers—with a little personality to match.

Listing last checked: Listing updated:

Listed by Brandon Reitz, Carolyn Creagh · Sea Glass Gulf Realty · MLS #2026001749

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Details at a glance

Interior3 property facts
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Vinyl
Building5 property facts
Style
Single Family Residence
Year built
2024
Garage
2
Foundation
Pillar/Post/Pier, Raised
Roof
Metal
Land & utilities3 property facts
Lot size
0.126 acres
Water
Public
Sewer
Septic Tank
Financial3 property facts
Annual taxes
$6,165
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $475,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,916 / monthAdjust
Principal & interest
$2,402
Property tax
$514
Insurance
Not entered
HOA
$0

Listing annual taxes: $6,165. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Comparable properties 3 supplied

Sold Jun 26, 2026

$450,000

100 SW 17th Place

Sold Jul 7, 2026

$515,000

1620 SW 1st Street

Sold May 14, 2026

$435,000

1912 SE 11th Place

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About 3524 5th Avenue

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Request a tour of 3524 5th Avenue and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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