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Bean Group
Offered at $380,000Active
beds
4
baths
2
sq ft
1,527
Built
1973

3827 Coconut Drive

St James City, FL 33956

About this home

Step into coastal living at its best with this spacious and inviting 4-bedroom, 2-bath ocean-access home—designed for comfort, durability, and effortless enjoyment. Elevated just five steps, the interior strikes the perfect balance: high enough to help guard against flooding, yet easy to access without the hassle of long stair climbs. Built with a wood frame and reinforced with CBS additions at both the front and rear, this home has proven its resilience through multiple hurricanes—and has since been further upgraded for even greater storm protection. The low-maintenance lot is thoughtfully finished with concrete, shell, and functional outdoor space, giving you more time to relax and less time on upkeep. Boaters and outdoor enthusiasts will love the tall garage, bonus utility room, and excellent water access. Inside, the home shines with quality upgrades and stylish finishes throughout: Durable 5-ply roof and new siding Impact-resistant windows and doors Granite countertops in the kitchen and bathrooms, paired with solid wood cabinetry and new vanities Stainless steel appliances and water-resistant flooring Cedar accent walls for a warm, coastal touch Modern A/C system with Nest thermostat Tankless water heater and Ring floodlight system New blinds and fully furnished interior The large deck out back is perfect for entertaining. New boat lift motors, Gem remote lift, and wax-impregnated canopy deck This move-in-ready property is the ultimate turnkey retreat—perfectly set up for years of boating, fishing, and laid-back coastal living.

Listing last checked: Listing updated:

Listed by Michele Frank · Realty 100 · MLS #2026031560

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Ceiling Fan(s), Electric
Flooring
Vinyl
Building5 property facts
Style
Manufactured Home
Year built
1973
Garage
1
Foundation
Pillar/Post/Pier
Roof
Built-Up, Flat
Land & utilities4 property facts
Lot size
0.075 acres
Water
Public
Sewer
Septic Tank
Waterfront
Y
Financial3 property facts
Annual taxes
$3,003
Assessment year
2024
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $380,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,172 / monthAdjust
Principal & interest
$1,921
Property tax
$250
Insurance
Not entered
HOA
$0

Listing annual taxes: $3,003. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Ter

    $380,000 · Jul 11, 2025

  2. Sld

    $199,000 · Sold $175,000 · Oct 16, 2017

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About 3827 Coconut Drive

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Request a tour of 3827 Coconut Drive and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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