About this home
POSSIBLE SELLER FINANCING: BRING ALL OFFERS. MOTIVATED SELLER. PROPERTY IS BIENG SOLD DUE TO HEALTH REASONS. Charming 2-bedroom, 1-bathroom home at 3851 Coconut Dr, St. James City, FL, is a waterfront paradise! Nestled on a desirable wide sailboat access canal, enjoy direct Gulf access with no bridges, perfect for maritime enthusiasts. The home features granite countertops, newer refrigerator, and A/C split units. Relax on the porch with stunning sunset and water views. The partially fenced yard offers privacy, and with no HOA, enjoy flexibility. Located minutes from the Intracoastal Waterway, explore nearby islands like Sanibel, Cayo Costa, and Captiva. A golf cart-friendly community with great nearby restaurants and marinas. Ideal for year-round living, seasonal retreat, or investment!
Listing last checked: Listing updated:
Listed by Lori Caldwell · LoKation · MLS #2025015671
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Details at a glance
Interior4 property facts
- Rooms
- 0
- Heating
- Other
- Cooling
- Wall Unit(s)
- Flooring
- Laminate
Building4 property facts
- Style
- Manufactured Home
- Year built
- 1973
- Garage
- 0
- Roof
- Metal
Land & utilities4 property facts
- Lot size
- 0.075 acres
- Water
- Public
- Sewer
- Septic Tank
- Waterfront
- Y
Financial3 property facts
- Annual taxes
- $2,309
- Assessment year
- 2024
- HOA fee
- $0 (billing period not supplied)
Location
Estimated monthly cost
Explore costs at the $199,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$1,199 / monthAdjust
- Principal & interest
- $1,006
- Property tax
- $192
- Insurance
- Not entered
- HOA
- $0
Listing annual taxes: $2,309. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.
Partial estimate: add insurance to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
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About 3851 Coconut Drive
Can I request a private showing?
Request a tour of 3851 Coconut Drive and a Bean Group agent will help coordinate an available time with the listing side.
Can you help me evaluate this property?
Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.
Are property documents available?
Availability varies by property and source. Request the documents you need and we will help obtain what is available.

