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Bean Group
Offered at $475,000Active
beds
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baths
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sq ft
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Built
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3977 Coconut Drive

St James City, FL 33956

About this home

Welcome to Your Waterfront Paradise!! Discover a rare and extraordinary opportunity in this exclusive island boating community: two contiguous, buildable lots offering an expansive canvas for your coastal vision. Framed by peaceful canals, this double lot boasts direct, bridge-free access to the Gulf, making it an ideal haven for avid boaters and water lovers alike. Property Highlights: Prime Waterfront Orientation: This large cleared parcel provides generous water frontage and the flexibility to design a grand single residence or twin waterfront homes. Deep Water Canal: The calm, navigable canal affords direct access to the Gulf, allowing seamless boating from your own backyard — no bridges, no compromise. Dock Potential: Room to create an extraordinary waterfront dream, with an expansive private dock or multiple boat lifts, giving you immediate access for your boat, jet ski, or water toys. Existing pilings with slip accommodate a large boat. Island Community Lifestyle: Located in a serene, maritime island enclave where every neighbor is a fellow boater. Enjoy the charm of private island living with all the amenities that come with it: waterfront restaurants, boating social opportunities, world class fishing, and peaceful, salt-kissed breezes. Ready for Your Build: Cleared and mostly level, the lot is primed for construction. Whether you're dreaming of a custom home, a waterfront compound, or a seasonal retreat, this property offers unmatched flexibility. Natural Beauty: Lush mangroves line the canal, offering privacy and a great view of wildlife. At sunrise and sunset, the water glows with a golden hue — a daily reminder of the tranquil island life you're investing in. Excellent Investment: Waterfront real estate with direct Gulf access is increasingly rare — this double-lot parcel represents not just a home site, but a high-value long-term asset. Location Perks: Minutes from Pine Island Sound, so you can cruise into open Gulf waters with ease to the nearby beaches of Sanibel, Fort Myers Beach, and Captiva Island. Easy access to local community essentials while still living in the laid-back, saltwater rhythm of an island lifestyle.

Listing last checked: Listing updated:

Listed by Kim Michelsen · EXP Realty LLC · MLS #2025021838

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Details at a glance

Building1 property facts
Style
Residential
Land & utilities4 property facts
Lot size
0.227 acres
Water
Public
Sewer
None, Septic Tank
Waterfront
Y
Financial3 property facts
Annual taxes
$2,199
Assessment year
2024
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $475,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,585 / monthAdjust
Principal & interest
$2,402
Property tax
$183
Insurance
Not entered
HOA
$0

Listing annual taxes: $2,199. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Comparable properties 3 supplied

Sold Aug 18, 2026

$455,000

5130 SW 2nd Place

Sold Aug 7, 2026

$470,000

127 SW 52nd Terrace

Sold Jun 3, 2026

$475,000

1939 SE 37th Terrace

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About 3977 Coconut Drive

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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