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Offered at $439,000Active
beds
3
baths
3
sq ft
2,544
Built
1985

8677 Whispering Pines Drive

St James City, FL 33956

About this home

Private and peaceful 3 bed/3 bath two-story home on 1.37 acres in St. James City with a flexible in-law suite. The upper level offers 2 bedrooms, 2 baths, open living, formal dining, den/office, and interior laundry. Sliding glass doors open to a wraparound wood porch on three sides. The kitchen features ample cabinetry, generous counter space, and a breakfast bar. The primary suite includes a walk-in closet, tiled walk-in shower, and porch access. The massive 1,120 sq ft lower level has a separate entrance and includes a full kitchen, living and dining area with wood-burning fireplace, bedroom, bath, and a 10' x 13' storage room with built-ins. Two sets of sliding doors lead to an oversized concrete patio. Additional features include a large shed with drive-in access, updated electrical panel, city water and septic, and the home has never flooded. No HOA or deed restrictions—room for boats, RVs, and future outbuildings. Convenient location near Matlacha, fishing, boating, dining, and beaches.

Listing last checked: Listing updated:

Listed by Mike Faulkner, Christy Knight · John R. Wood Properties · MLS #2026014958

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Details at a glance

Interior4 property facts
Rooms
0
Heating
Central, Electric
Cooling
Central Air, Electric
Flooring
Carpet, Vinyl
Building4 property facts
Style
Single Family Residence
Year built
1985
Garage
0
Roof
Metal
Land & utilities3 property facts
Lot size
1.372 acres
Water
Public
Sewer
Septic Tank
Financial3 property facts
Annual taxes
$4,188
Assessment year
2025
HOA fee
$0 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $439,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,569 / monthAdjust
Principal & interest
$2,220
Property tax
$349
Insurance
Not entered
HOA
$0

Listing annual taxes: $4,188. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $0.

Partial estimate: add insurance to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Comparable properties 3 supplied

Sold Jul 9, 2026

$430,000

609 SE 21st Street

Sold Jul 15, 2026

$445,000

2822 SE 22nd Place

Sold Aug 17, 2026

$455,000

5231 Greenbriar Drive

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About 8677 Whispering Pines Drive

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