About this home
Step into a home with history. This fully furnished, renovated 1920 cottage near Downtown Stuart is warm, private & full of authentic character, with original wood floors, arched openings & timeless cottage charm. Offering 2 bedrooms, 2.5 baths plus flexible bonus space for a guest sleeping area or home office, it has approx. 1,130 sq. ft. under air. No HOA—enjoy it year-round, as a winter retreat or investment property with short- or long-term rental potential. The .18-acre fenced yard adds privacy & possibilities: R-3 zoning may allow additional units & improvements—or create your own backyard oasis with a pool. Updated baths, metal roof, 2026 water heater & 2025 HVAC add modern comfort. Minutes to downtown, dining, shops & the St. Lucie River. Professional photos-some grass features AI. Minutes to downtown, dining, shops & the St. Lucie River. This charming Downtown Stuart cottage offers far more than its 1920 year built might suggest. Filled with natural light from 13 windows, each with custom blinds, the home feels bright, warm & welcoming throughout. Original wood floors, graceful arched openings, new interior wood doors, paneled walls, painted wood ceilings, custom built-in bookcases in the living room & Bahama-blue exterior hurricane shutters all add to its authentic cottage character. Extensive renovations over the years—including substantial improvements reflected in the property's 1990 effective year—bring modern comfort while preserving the personality that makes this home so special. Both bedrooms feature their own beautifully renovated en-suite baths, each with custom walk-in showers, updated vanities & thoughtfully designed cabinetry and wardrobe-style storage. An additional half bath provides convenience for guests. More recent improvements include fresh interior paint, remote-controlled ceiling fans, 2025 HVAC & a 2026 water heater. The spacious kitchen offers abundant counter space, warm wood cabinetry, a pantry, separate storage closet & new LG refrigerator. While not recently remodeled like the bathrooms, its generous layout provides excellent functionality today with plenty of opportunity for a future owner to personalize it and create the kitchen they've always wanted. The large, private fenced backyard is another standout feature, with mature landscaping, fruit trees & plenty of space for outdoor entertaining, gardening or a future pool. A separate shed houses the full-size washer & dryer and functions as a dedicated laundry/utility space with electric, water, hanging space & folding area. An additional covered outdoor storage area provides convenient space for lawn equipment, tools & outdoor gear, plus a dedicated kayak rack. Two separate driveways provide unusually generous off-street parking for a home this close to Downtown Stuart, with room to comfortably accommodate 5 or more vehicles—a valuable feature in an area where many homes have limited or street-only parking. The home is being sold fully furnished with quality cottage-style furnishings that complement its character beautifully, making it a truly turnkey option for a full-time home, winter retreat or investment property ready for immediate use. Located in Flood Zone X, with flood insurance not currently required by the seller's lender. A wind mitigation inspection has been completed, and the Bahama shutters provide added storm protection while enhancing the home's authentic Florida cottage style. Seller reports favorable current insurance costs as well as low utility bills. Buyers should independently verify insurance requirements, coverage, premiums & utility costs. R-3 zoning offers additional flexibility and may allow accessory dwelling units, additional residential units or other improvements, subject to applicable City of Stuart zoning,
Listing last checked: Listing updated:
Listed by Tammy Fitzherbert · Premier Brokers International · MLS #B26079792
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Details at a glance
Interior4 property facts
- Rooms
- 3
- Heating
- Central, Electric
- Cooling
- Central Air, Ceiling Fan(s), Electric
- Flooring
- Ceramic Tile, Tile, Wood
Building4 property facts
- Style
- Single Family Residence
- Year built
- 1920
- Parking
- 5
- Roof
- Metal
Land & utilities4 property facts
- Lot size
- 0.18 acres
- Water
- Public
- Sewer
- Public Sewer
- Zoning
- R3
Financial2 property facts
- Annual taxes
- $5,347
- Assessment year
- 2025
Location
Estimated monthly cost
Explore costs at the $474,900 asking price. Adjust the assumptions to your situation.
Known monthly costs$2,847 / monthAdjust
- Principal & interest
- $2,401
- Property tax
- $446
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $5,347. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
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About 616 SW CLEVELAND Avenue
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