About this home
Waterfront and walkable, this turnkey coastal gem sits at the end of a quiet dead-end street, with sandy beachfront, sweeping bay views, and a stroll to downtown Belfast. Cafés, pubs, shops, the movie theater, harbor, and City Park, with tennis courts, pickleball, and an open-air pool, are all close by. Meticulously maintained and selling fully furnished, this 4-bedroom, 2.5-bath home has a warm, modern coastal feel and light-filled interiors. The open living and dining area features vaulted ceilings and opens to an expansive deck with panoramic ocean views, perfect for outdoor dining, morning coffee, or evenings by the water. The ground-floor primary suite enjoys those same views, along with French doors opening to the deck. The spacious walk-out basement, with more French doors opening to the lawn and ocean views beyond, adds highly usable bonus space to the home. Ideal for everything from a games room or fitness area to the practical realities of waterfront living, it offers plenty of room for kayaks, paddleboards, and the gear that helps make the most of the shoreline setting. Thoughtful touches and quality systems support effortless coastal living, with radiant floor heating, a whole-house generator, new heat pumps upstairs, and a recently engineered seawall. Whether used as a year-round residence, seasonal retreat, or income-producing property, the home offers comfort and ease. Currently one of Belfast's top-performing Airbnb properties, it has a strong record of repeat guests. Buyers seeking full owner occupancy may close after October 12. Those looking to enjoy the property sooner can still make personal use of the home throughout the summer while benefiting from rental income. A versatile waterfront property in one of Belfast's most treasured settings, positioned for morning swims, sunset cocktails, and small-town coastal life within walking distance of downtown.
Listing last checked: Listing updated:
Listed by Listing Agent · Portside Real Estate Group · MLS #1662556
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Details at a glance
Interior5 property facts
- Rooms
- 8
- Heating
- Propane, Heat Pump, Hot Water, Radiant
- Cooling
- Heat Pump
- Flooring
- Carpet, Tile, Wood, Ceramic Tile
- Fireplaces
- 0
Building5 property facts
- Style
- Single Family Residence
- Year built
- 2017
- Garage
- 1
- Foundation
- Poured Concrete
- Roof
- Shingle
Land & utilities5 property facts
- Lot size
- 0.18 acres
- Water
- Public
- Sewer
- Public Sewer
- Waterfront
- Y
- Zoning
- Residential 1
Financial2 property facts
- Annual taxes
- $16,273
- Assessment year
- 2025
Location
Estimated monthly cost
Explore costs at the $1,950,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$11,216 / monthAdjust
- Principal & interest
- $9,860
- Property tax
- $1,356
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $16,273. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
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About 48 Ocean Street
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Request a tour of 48 Ocean Street and a Bean Group agent will help coordinate an available time with the listing side.
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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.
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