About this home
Discover the possibilities at 12 Spruce Street in Gardiner! This three-unit property offers an excellent opportunity for an investor, owner-occupant, or buyer looking to bring new life to a multifamily property. The first-floor three-bedroom unit has been fully gutted, providing a clean slate ready for your vision. With the major removal work already completed, you can design and finish the space to suit your needs and style. The additional two units provide income-producing potential, making this a property with plenty of upside. Located in Gardiner with convenient access to downtown amenities, restaurants, shopping, the Kennebec River and major commuting routes, 12 Spruce Street is a great opportunity to create value while building equity. Bring your ideas, your tools, and your vision--this property is ready for its next chapter!
Listing last checked: Listing updated:
Listed by Listing Agent · Tim Dunham Realty · MLS #1680366
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Details at a glance
Interior4 property facts
- Heating
- Propane
- Cooling
- None
- Flooring
- Carpet, Vinyl, Wood, Linoleum
- Fireplaces
- 0
Building4 property facts
- Style
- Other
- Year built
- 1870
- Foundation
- Granite
- Roof
- Shingle
Land & utilities4 property facts
- Lot size
- 0.38 acres
- Water
- Public
- Sewer
- Public Sewer
- Zoning
- Residential
Financial2 property facts
- Annual taxes
- $2,277
- Assessment year
- 2027
Location
Estimated monthly cost
Explore costs at the $295,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$1,681 / monthAdjust
- Principal & interest
- $1,492
- Property tax
- $190
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $2,277. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
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About 12 Spruce Street
Can I request a private showing?
Request a tour of 12 Spruce Street and a Bean Group agent will help coordinate an available time with the listing side.
Can you help me evaluate this property?
Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.
Are property documents available?
Availability varies by property and source. Request the documents you need and we will help obtain what is available.