About this home
Here is a nice commercial building located in busy downtown Gardiner that has much to offer! There are 2 good and stable office tenants on the main level with leases in place, very nice space in both units, multiple rooms, offices, open spaces, baths etc., recent updates, more. Lower level is currently vacant, large garage door adjacent to the parking lot with a level entry, some finished area that is open and spacious, and plenty of storage area, much potential for a variety of uses, very usable space, with good mixed-use potential. Ample parking on upper and lower levels, road frontage on both Church and Mechanic Streets, building has metal siding, a newer roof, and is in overall good condition. Located near downtown, Camden National Bank, Gardiner City Hall, Post Office, and others. A real good opportunity for either the investor or the business owner. Call for more info.
Listing last checked: Listing updated:
Listed by Listing Agent · Sprague & Curtis Real Estate · MLS #1666619
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Details at a glance
Interior3 property facts
- Heating
- Oil, Forced Air, Other
- Cooling
- Other
- Flooring
- Carpet, Laminate, Other
Building4 property facts
- Style
- General Commercial
- Year built
- 1900
- Foundation
- Other
- Roof
- Shingle
Land & utilities4 property facts
- Lot size
- 0.62 acres
- Water
- Public
- Sewer
- Public Sewer
- Zoning
- Commercial
Financial2 property facts
- Annual taxes
- $9,513
- Assessment year
- 2025
Location
Estimated monthly cost
Explore costs at the $485,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$3,245 / monthAdjust
- Principal & interest
- $2,452
- Property tax
- $793
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $9,513. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
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About 45 Church Street
Can I request a private showing?
Request a tour of 45 Church Street and a Bean Group agent will help coordinate an available time with the listing side.
Can you help me evaluate this property?
Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.
Are property documents available?
Availability varies by property and source. Request the documents you need and we will help obtain what is available.

