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Offered at $449,999Active
beds
3
baths
2
sq ft
1,000
Built
1960

579 Phinney Farm Road

Lincoln, ME 04457

About this home

Rare opportunity on beautiful Cold Stream Pond! This 1.12-acre property offers a classic 1-bedroom, 1-bath camp with a kitchen and living room, plus a 2-car garage with finished living space above. The upper level features 2 bedrooms, 1 bath, its own kitchen, and living room, creating a comfortable and versatile setup for guests, family, or extended stays. Cold Stream Pond is a premier spring-fed coldwater lake known for its exceptional clarity, averaging approximately 33 feet. Spanning 3,628 acres across Enfield, Lincoln, and Lowell, the lake offers outstanding recreational opportunities and a peaceful Northwoods setting. The clear, cold water supports an excellent coldwater fishery and provides habitat for trout and salmon, with water also used by the adjacent Cobb State Fish Hatchery. The waterfront is perfect for relaxing, swimming, fishing, or boating. Enjoy peaceful evenings around the fire pit while surrounded by the tranquil sounds of nature. Whether you're enjoying your morning coffee by the water, spending the day on the pond, or gathering around the fire at night, this is an ideal retreat for those seeking a quiet escape by the water. A rare combination of waterfront, acreage, multiple living spaces, and a 2-car garage in one of Maine's desirable inland lake destinations.

Listing last checked: Listing updated:

Listed by Listing Agent · Coldwell Banker Realty · MLS #1678841

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Details at a glance

Interior5 property facts
Rooms
7
Heating
Oil, Propane, Forced Air
Cooling
Window Unit(s)
Flooring
Carpet, Laminate, Wood
Fireplaces
0
Building5 property facts
Style
Single Family Residence
Year built
1960
Garage
2
Foundation
Pillar/Post/Pier, Slab
Roof
Metal, Shingle
Land & utilities5 property facts
Lot size
1.12 acres
Water
Well
Sewer
Septic Tank
Waterfront
Y
Zoning
Shoreland
Financial2 property facts
Annual taxes
$4,924
Assessment year
2025

Location

Estimated monthly cost

Explore costs at the $449,999 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,686 / monthAdjust
Principal & interest
$2,275
Property tax
$410
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $4,924. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

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About 579 Phinney Farm Road

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Request a tour of 579 Phinney Farm Road and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.