About this home
Bring your vision to this 1905 Victorian in downtown Lincoln. Offering approximately 1,750 square feet, four bedrooms and two full baths, this home features projecting bay windows, a wraparound porch, decorative exterior details and hardwood floors. A separate dining room, first-floor laundry and a full unfinished basement add practical space, while the attached barn/garage offers room for storage, hobbies or workshop use. Recent improvements include replacement of most appliances in 2024, interior painting in several rooms, replacement of select windowpanes, and a new garage door with automatic opener in 2025. An electric hybrid heat-pump water heater was installed in 2025. Current heat sources include two heat pumps, a pellet stove and propane heaters. There is no central furnace. Natural gas service is available in town for a future natural gas furnace installation; the property's previous gas meter was removed in 2024, and reconnection requirements should be confirmed with the provider. Set on approximately 0.22 acres with a paved driveway, public water and public sewer, the property offers convenient access to downtown shops and services, with a public beach and golf course nearby. The home needs additional repairs and updating, providing an opportunity to restore its period character while making improvements to suit your needs.
Listing last checked: Listing updated:
Listed by Listing Agent · True North Realty, Inc. · MLS #1683113
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Details at a glance
Interior5 property facts
- Rooms
- 7
- Heating
- Electric, Propane, Heat Pump, Pellet Stove
- Cooling
- Heat Pump
- Flooring
- Carpet, Hardwood, Linoleum
- Fireplaces
- 1
Building5 property facts
- Style
- Single Family Residence
- Year built
- 1905
- Garage
- 1
- Foundation
- Poured Concrete
- Roof
- Slate
Land & utilities4 property facts
- Lot size
- 0.22 acres
- Water
- Public
- Sewer
- Public Sewer
- Zoning
- C3
Financial2 property facts
- Annual taxes
- $2,956
- Assessment year
- 2025
Location
Estimated monthly cost
Explore costs at the $119,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$848 / monthAdjust
- Principal & interest
- $602
- Property tax
- $246
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $2,956. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
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About 97 Main Street
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